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All Roth money is after-tax but not all after-tax money qualifies as Roth. Lesley breaks down the key rules so you know when your Roth IRA or Roth 401k earnings are actually income tax and penalty-free.------------Listen to all Podcast EpisodesSubscribe to our weekly newsletter: The Rebel LetterVisit our WebsiteSchedule a Discovery CallRebel Rock Wealth | Financial Strategies for Independent Thinkers