Taking too much risk. Not taking enough risk. Following the herd. These are just a few examples of potential pitfalls you'll encounter in the wild world of Wall Street. Whether you're a novice investor or, like me, you've been at it for decades, it's easy, and expensive, to fall into various investment traps. In this week's podcast, we're going to go over the most common investing mistakes. You'll never avoid them all -- we're only human -- but the fewer things you do wrong, the more likely you are to be right. And when it comes to investing, the more you're right, the richer you'll be. As usual, I share the broadcast booth with longtime financial journalist and fellow podcaster Miranda Marquit ( https://mirandamarquit.com ). Links: * 7 Mistakes Guaranteed to Ruin Your Retirement ( https://www.moneytalksnews.com/7-reasons-youll-retire-poor/ ) * 1 in 3 Workers Make This Life-Changing 401(k) Mistake ( https://www.moneytalksnews.com/1-in-3-workers-make-this-life-changing-401k-mistake/ ) * 13 Dumb Investing Moves — and How to Avoid Them ( https://www.moneytalksnews.com/12-dumb-moves-investors-make/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) https://www.moneytalksnews.com/contact/ Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

Money

Avoiding the Most Common Investing Errors

Predicting the future is a tricky endeavor, but if you're going to succeed as an investor, it's important to try. Because stock prices are nothing more than the present value of future earnings, and those earnings often hinge on the direction of the economy. That's what today's podcast is about: Reading the tea leaves to predict what's going to happen to stocks and housing in 2021. We recorded it one day after the insurrection at the Capitol and the Democratic takeover of the US Senate. Think stocks will continue to shine in 2021? Will rates rise? Will the housing market continue to march higher? Nobody knows, but we're ready to take some educated guesses. As usual, my co-host will be financial journalist Miranda Marquit. Want more information? Here's a bunch of articles from a bunch of sources. Forbes: 2021 Stock Market Outlook Kiplinger: Expect Above-Average Gains in 2021 MarketWatch: 5 high-growth themes and the stock-market ETFs that can deliver big gains in 2021 Forbes: The Best Stocks To Buy In 2021 Kiplinger: The 21 Best Stocks to Buy for 2021 Kiplinger: 21 Best Retirement Stocks for an Income-Rich 2021 Motley Fool: 10 Top Stocks That Will Make You Richer in 2021 JPMorgan:Will the U.S. Housing Market Boom Continue in 2021? Forbes:Experts Predict What The Housing Market Will Be Like In 2021 Reuters:Global housing markets face tougher year in 2021 Realtor.com:2021 Economy: Overview and Forecast HousingWire.com: 2021 housing market forecast: It's about politics, not economics Subscribe to the Money Talks News newsletter Take the Money Made Simple Course Hosts: MoneyTalksNews MirandaMarquit.com Ask us a question Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Become a member: https://www.moneytalksnews.com/members/ See omnystudio.com/listener for privacy information.

2021 Outlook: Stocks and Housing

Whether you plan to spend your retirement sitting on the front porch or traveling the world, one thing's for sure: You're going to need money. In fact, you're going to need enough savings and/or income to keep you alive and well potentially for decades. But exactly how much is that? There's no one answer to this most critical of questions, because how much you'll need depends on a variety of factors, from where you live to the lifestyle you plan on living. But while there's no definite answer, there are ways to home in on the number you should shoot for based on your personal situation. In this week's "Money!" podcast, we're going to give you some tools to help you find your number. As usual, my co-host will be financial journalist Miranda Marquit. And joining us this week is special guest Len Penzo of LenPenzo.com. Len's an engineer who's mastered the math. Proof? He's about to retire at age 57. Links: The 10 Golden Rules of Retiring Rich 18 Keys to Retiring Earlier Than Your Peers 5 Simple Steps to an Awesome Retirement The Only Retirement Guide You'll Ever Need 7 Mistakes Guaranteed to Ruin Your Retirement 5 Reasons Online Calculators Don’t Add up Click Here for the Free Money Talks News Newsletter! Hosts: MoneyTalksNews MirandaMarquit.com Ask us a question Become a member: https://www.moneytalksnews.com/members/ See omnystudio.com/listener for privacy information.

How to Figure Out What You'll Need to Comfortably Retire (feat. Len Penzo)

Losing weight, exercising more, spending less, paying down debt: all common New Year resolutions many make, but few stick to. Changing the habits of a lifetime isn't easy. But using a few simple tools makes it a lot more likely. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to explore some wealth-creating New Year resolutions, and more important, we're going to talk about some ways to get on track and stay there. Who knows? This could be the year you finally build that emergency fund, plan for a successful retirement, destroy that debt or otherwise make yourself wealthier. And just maybe you'll find that by doing it right, you'll gain without pain! This episode is sponsored by Gabi: You're probably overpaying for home and auto insurance. Let Gabi, an insurance comparison site ( https://www.gabi.com/mtn ) , compare home and auto quotes in just two minutes and find you the best deal on your current coverage. Consumers save an average of $825 per year, according to the site, so if you're ready to secure your new rate, compare quotes now ( https://www.gabi.com/mtn ). Want more information? Check out these resources: * Beware These 5 Sneaky Credit Card Company Tricks ( https://www.moneytalksnews.com/dont-fall-for-these-5-common-tricks-credit-card-companies/ ) * Credit card search tool ( https://www.cardratings.com/bestcards/featured-credit-cards?CCID=20382521204640532&CLK=593201015060342910&QTR=ZZf201706011450070Za20382521Zg255Zw0Zm0Zc204640532Zs23026ZZ&exp=y&src=639470 ) * Money Made Simple: (Money Talks Course) ( https://www.moneytalksnews.com/courses/money-made-simple/ ) * Nerdwallet: Credit Card Secrets You've Never Known—But Should ( https://www.nerdwallet.com/blog/credit-cards/credit-card-secrets/ ) * Huffington Post: 5 Credit Card Secrets the Banks Don't Want You to Know ( https://www.huffpost.com/entry/5-credit-card-secrets-the_b_12734524 ) * Wisebread: The Dirty Secrets of Credit Cards ( https://www.wisebread.com/the-dirty-secrets-of-credit-cards ) * Credit Karma: 6 little-known credit card tips that could help your credit health ( https://www.creditkarma.com/credit-cards/i/little-known-credit-card-tips ) * Click Here for the Free Money Talks News Newsletter! ( https://www.moneytalksnews.com/#newsletter ) * Financial Guide Books (MTN Store) ( https://shop.moneytalksnews.com/collections/guides ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Simple, Achievable New Year’s Resolutions That Will Make You Richer

#MONEYwithStacyJohnson #retirement When my parents retired, they were set. They both had good pensions, and their savings were mostly in 8%, risk-free Treasury bills. They had few interests outside of church, gardening and some inexpensive travel, so that's how they spent their time, and their money. Now that I'm approaching retirement, things couldn't be much different. I'm 65 and have no intention of puttering around the house. I can think of a lot more productive ways to spend my time, including doing things to earn money, since it's unlikely my expenses will drop. I don't have a pension or T-bills, and if I did, they'd be paying a tiny fraction of what my parents earned on the same investment. In short, my "retirement" will be nothing like my parents' and it's likely yours won't be either. We're living longer, are less sedentary, have less stable retirement incomes and are more likely to be investing in riskier stuff simply to make ends meet. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to talk to Alison Carnie, CFP, Director of Trust Services at brokerage firm Edward Jones. They recently conducted a study called the 4 Pillars of the New Retirement ( https://www.edwardjones.com/images/Edward-Jones-4-Pillars-US-report.pdf ) outlining the new challenges facing today's (and tomorrow's) retirees. As usual, my co-host will be financial journalist Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Sit back, relax and listen to this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) ! Links: * 5 Simple Steps to an Awesome Retirement ( https://www.moneytalksnews.com/5-simple-steps-to-an-awesome-retirement/ ) * The Only Retirement Guide You'll Ever Need ( https://www.moneytalksnews.com/courses/the-only-retirement-guide-youll-ever-need/ ) * 7 Mistakes Guaranteed to Ruin Your Retirement ( https://www.moneytalksnews.com/7-reasons-youll-retire-poor/ ) * 4 Pillars of the New Retirement ( https://www.edwardjones.com/images/Edward-Jones-4-Pillars-US-report.pdf ) from Edward Jones Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy

Why Your Retirement Will Be Nothing Like You Planned

For more than half of Americans, Social Security will be providing more than half of their retirement income. Since Social Security is a government program available to virtually all Americans, you'd think there would be no secrets to "game" the system: no tips or tricks that could result in bigger monthly checks. But there are things you can do to squeeze more out of the Social Security program, especially if you have a spouse who's also eligible. Claiming at the right time, for example, can lead to thousands more in monthly payments over your lifetime. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to explore techniques to maximize your Social Security. We're also going to talk about whether our younger listeners should expect to receive the benefits when their time arrives. As usual, I share the broadcast booth with longtime financial journalist and fellow podcaster Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Joining us this week is Jeff Miller, a former professor of economics at Gallaudet University, and founder of Social Security Choices ( https://www.moneytalksnews.com/solutions/social-security/ ) , a company providing personalized reports to help consumers decide when to claim Social Security in order to maximize lifetime income. Links: * 13 Ways to Get More Social Security ( https://www.moneytalksnews.com/13-ways-to-get-more-social-security/ ) * A Simple Way to Maximize Your Social Security ( https://www.moneytalksnews.com/solutions/social-security/ ) * 5 Simple Steps to an Awesome Retirement ( https://www.moneytalksnews.com/5-simple-steps-to-an-awesome-retirement/ ) * The Only Retirement Guide You'll Ever Need ( https://www.moneytalksnews.com/courses/the-only-retirement-guide-youll-ever-need/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

How to Get Thousands More in Social Security

Can you really invest an hour today and find yourself $1,000 richer next year? Absolutely. Take taxes, for instance. Much of what you can do to lower your tax bill has to be done before December 31. There are exceptions: For example, you can fund an IRA up until the day you file your taxes. But when it comes to things like batching or prepaying deductible expenses and using up your flexible spending account, once the year is over, so is your opportunity to lower your tax bill. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to talk about a few things you should do before the year is out that can make next year less taxing, as well as other end-of-year planning tips and organizational tricks. Links: * 5 Year-End Moves to Make Now and Save Big at Tax Time ( https://www.moneytalksnews.com/30-minutes-now-can-save-you-1000-tax-time/ ) * 10 Ways Your Taxes Will Change in 2021 ( https://www.moneytalksnews.com/how-your-taxes-will-change-in-2021/ ) * 10 Smart Year-End Money Moves You Can Make During Commercial Breaks ( https://www.moneytalksnews.com/make-these-10-money-moves-before-the-year-ends/?all= ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) ------------------------------------------------------------- Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

How One Hour Today Could Be Worth $1,000 Next Year (Year-End Planning)

We're approaching that special time of the year; the time when we blow our budgets and buy everything that isn't nailed down. Whether you're planning on doing your holiday shopping online, in stores or both, here's some good news: You don't ever have to pay retail again. For anything. Ever. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to explore techniques -- some old, some new -- to save on everything you ever buy. Links: * 12 Ways to Never Pay Full Price for Anything ( https://www.moneytalksnews.com/slideshows/15-ways-never-pay-full-price-for-anything/ ) * 15 Golden Rules for Saving on Every Purchase ( https://www.moneytalksnews.com/15-simple-proven-strategies-save-everything-youll-ever-buy/ ) * 10 Ways to Get a Discount on Every Online Purchase ( https://www.moneytalksnews.com/10-ways-get-discount-every-online-purchase/ ) * 15 Golden Rules for Saving on Every Purchase ( https://www.moneytalksnews.com/15-simple-proven-strategies-save-everything-youll-ever-buy/ ) * 25 Ways to Spend Less on Food ( https://www.moneytalksnews.com/25-ways-to-spend-less-on-food/ ) * 11 Ways to Save on Entertainment ( https://www.moneytalksnews.com/the-town-for-less-19-ways-save-fun/ ) * 13 Ways to Save on Clothing Without Sacrificing Quality ( https://www.moneytalksnews.com/23-tips-for-saving-money-clothing/ ) * Cash Back Site: Rakuten ( https://www.moneytalksnews.com/rakuten ) * Cash Back Site: Swagbucks ( https://www.moneytalksnews.com/swagbucks ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

How to Get a Deal on Everything You'll Ever Buy

Hammers, chain saws, axes: all useful tools when used properly, and potentially dangerous as hell in untrained hands. Credit cards are the same: Potentially a useful tool, but when used recklessly, the results can be devastating. When I was in college back in the 1970s, there were no credit cards on campus. Why? Because you to get a credit card, you needed to be creditworthy. In other words, you had to have a job. Back then, credit was a privilege, not a right. Fast-forward to present day America, however, and banks are falling all over themselves to put plastic in the hands of anyone who can fog a mirror, beginning with unemployed college students. The banks are anxious to offer credit to the masses at the earliest possible age for one reason: because it's hugely profitable. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to explore the seamy underbelly of credit and talk about some "secrets" about plastic that banks would prefer that you not know. When we're done, you're going to be a better borrower. Want more information? Check out these resources: * Beware These 5 Sneaky Credit Card Company Tricks ( https://www.moneytalksnews.com/dont-fall-for-these-5-common-tricks-credit-card-companies/ ) * Credit card search tool ( https://www.cardratings.com/bestcards/featured-credit-cards?CCID=20382521204640532&CLK=593201015060342910&QTR=ZZf201706011450070Za20382521Zg255Zw0Zm0Zc204640532Zs23026ZZ&exp=y&src=639470 ) * Money Made Simple: (Money Talks Course) ( https://www.moneytalksnews.com/courses/money-made-simple/ ) * Nerdwallet: Credit Card Secrets You've Never Known—But Should ( https://www.nerdwallet.com/blog/credit-cards/credit-card-secrets/ ) * Huffington Post: 5 Credit Card Secrets the Banks Don't Want You to Know ( https://www.huffpost.com/entry/5-credit-card-secrets-the_b_12734524 ) * Wisebread: The Dirty Secrets of Credit Cards ( https://www.wisebread.com/the-dirty-secrets-of-credit-cards ) * Credit Karma: 6 little-known credit card tips that could help your credit health ( https://www.creditkarma.com/credit-cards/i/little-known-credit-card-tips ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

Credit Card Secrets the Banks Don't Want You to Know

It's finally over, or almost anyway: one of the most divisive political contests the world has ever seen. But as the dust settles, now it's time to look ahead and see what the results of the election are going to be on your money. What's in store for the stock market? How about interest rates? Will housing prices continue to rise? While nobody knows the answers for sure, we're ready to make some educated guesses. And that's exactly what we're going to do in this week's "Money!" podcast ( https://www.moneytalksnews.com/podcasts/ ). As usual, my co-host will be financial journalist Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Want more information? Check out these resources: *Links:* * Trump vs. Biden: Who Is Best for Stocks and Home Values? ( https://www.moneytalksnews.com/trump-vs-biden-who-is-best-for-stocks-and-home-values/ ) * Joe Biden vs. Donald Trump: Tax and Economic Policies ( https://www.moneytalksnews.com/slideshows/joe-biden-vs-donald-trump-tax-and-economic-policies/ ) * 5 Ways Joe Biden Would Reshape Retirement ( https://www.moneytalksnews.com/slideshows/ways-joe-biden-would-reshape-retirement/ ) * Investopedia: Why Didn't Quantitative Easing Lead to Hyperinflation? ( https://www.investopedia.com/articles/investing/022615/why-didnt-quantitative-easing-lead-hyperinflation.asp ) * Why Lower Taxes Could Lead to Higher Loan Rates ( https://www.moneytalksnews.com/how-lower-taxes-could-lead-to-higher-loan-rates/ ) * Sudden Money: 6 Tips to Manage a Windfall ( https://www.moneytalksnews.com/jackpot-how-to-manage-a-windfall/ ) * Is a Social Security Benefit ‘Do-Over' Still an Option for Me? ( https://www.moneytalksnews.com/is-a-social-security-benefit-do-over-an-option-for-me/ ) * The Only Retirement Guide You'll Ever Need ( https://unb.moneytalksnews.com/retirement-guide/ ) (Money Talks News' retirement course) *Investing apps:* * Acorns ( https://www.moneytalksnews.com/acorns ) * Stach ( https://www.moneytalksnews.com/stash-invest ) * M1 Finance ( https://www.moneytalksnews.com/m1finance ) * Robinhood ( https://www.moneytalksnews.com/Robinhood ) *Hosts:* * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Hey Money! listeners if you have a question, topic or life lesson you want to share with everyone, leave us a voice message by calling 1-833-669-8557 then press 0 to leave a message. We'd love to hear from you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

The Election Is (Almost) Over. What's Ahead for Your Money?

I bought my first house back in 1978, shortly after leaving college. Since then, I’ve bought and sold a fair amount of property, including raw land, apartments and homes, and made good money doing it. Recently I began thinking of buying another home and converting my current one into a vacation rental property. But is now the time to buy? Real estate, like the stock market, has been red-hot in many parts of the country, aided by historically low mortgage rates. But the economy is showing signs of stress: unemployment is at levels not seen since the great recession, and government-mandated foreclosure moratoriums will expire at year-end, which could hurt home prices. So the question is, should I buy now, or wait till the dust settles? That’s just one of the topics on this week’s “Money” podcast ( https://radiopublic.com/money-6rRgm9/episodes ). We invited real estate podcaster Mindy Jensen from Deeper Pockets ( https://www.biggerpockets.com/podcast ) to be our guest. We talked to her about whether it’s time to buy, how to get started, whether rental real estate is a good investment and lots of other things. If you’re considering buying a house or investing in any kind of real estate, you’ll like this one. As usual, I share the broadcast booth with longtime financial journalist and fellow podcaster Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Sit back, relax and give it a listen! Links: * Which Is the Better Investment: Stocks or Real Estate? ( https://www.moneytalksnews.com/which-is-the-better-investment-stocks-or-real-estate/ ) * How to Get In on Real Estate Investing Even If You Don’t Have Much Money ( https://www.moneytalksnews.com/get-in-on-this-investment-long-favored-by-the-rich/ ) * 15 Tips to Find, Buy, and Rent Real Estate ( https://www.moneytalksnews.com/buying-rental-real-estate-7-tips-tenants/ ) * Bigger Pockets ( https://www.biggerpockets.com/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

Is It Time to Buy Real Estate feat Mindy Jensen

Back in the 80s and early 90s, I was an investment advisor, and later supervised other advisors, for three major Wall Street firms. When I worked in that business, there were advisors you'd love to have in your corner and others that would ruin your financial life without giving it a second thought. While that was a long time ago, I doubt much has changed. Finding the right financial advisor can be the difference between retiring rich and never retiring and all. So how do you find the right expert? That's the topic of this week's "Money" podcast ( https://radiopublic.com/money-6rRgm9/episodes ). As usual, I share the broadcast booth with longtime financial journalist and fellow podcaster Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). And this week, we'll also have a special guest: Pam Kruger, CEO of Wealthramp ( https://wealthramp.com/ ) , a financial advisor matching service. If her name sounds familiar, that may be because she also hosted the popular PBS series MoneyTrack ( https://moneytrack.org/ ). I've known Pam for 30 years. Trust me, you're going to learn something valuable. So sit back, relax and give it a listen! *Links* : * Is Your Financial Adviser a Crook? Here's How to Find Out ( https://www.moneytalksnews.com/another-reason-take-hard-look-your-financial-adviser/ ) * How to Find Your Perfect Financial Adviser ( https://www.moneytalksnews.com/solutions/wealthramp/ ) * Do I Need a Financial Adviser, or Can I Manage My Money Myself? ( https://www.moneytalksnews.com/ask-stacy-need-financial-adviser-can-manage-money-myself/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

How to Pick the Perfect Financial Advisor feat. Pam Kruger

" Never doubt that a small group of thoughtful, committed citizens can change the world: indeed, it's the only thing that ever has." - Margaret Mead In a few short weeks, we'll be voting for president, in what will be one of the divisive contests the country has ever seen. If you're someone who votes their pocketbook, especially if you're an older American, you're likely wondering whether Trump or Biden would be the better choice to protect Social Security and Medicare. Trump is running an ad ( https://www.youtube.com/watch?feature=emb_title&v=z7dLYLTsJZ0 ) claiming Joe Biden "tried to cut Social Security and Medicare for decades." Biden released an ad ( https://www.youtube.com/watch?feature=youtu.be&v=MFE8gniaG4E ) saying, "If Trump gets his way, Social Security benefits will run out in just three years from now." Which, if either, of these statements is closer to the truth? In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , we're going to find out. As usual, my co-host will be financial journalist Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Sit back, relax and listen to this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) ! Links: * 5 Simple Steps to an Awesome Retirement ( https://www.moneytalksnews.com/5-simple-steps-to-an-awesome-retirement/ ) * The Only Retirement Guide You'll Ever Need ( https://www.moneytalksnews.com/courses/the-only-retirement-guide-youll-ever-need/ ) * 7 Mistakes Guaranteed to Ruin Your Retirement ( https://www.moneytalksnews.com/7-reasons-youll-retire-poor/ ) * 4 Pillars of the New Retirement ( https://www.edwardjones.com/images/Edward-Jones-4-Pillars-US-report.pdf ) from Edward Jones Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

Trump vs Biden: Who's Best for Social Security?

"Bad officials are elected by good citizens who do not vote."*George Jean Nathan Before you head to the polls this year, it's a good idea to pick up something that seems to be in short supply this year: objective journalism. Take income taxes for instance. Read Fox News ( https://www.foxbusiness.com/economy/bidens-tax-plan-could-destroy-3m-jobs-former-trump-economist-says ) and you'll see stories with info like this: *Joe Biden's proposal to hike taxes on corporations and wealthy Americans could dramatically shrink the nation's economy and destroy millions of jobs, according to new projections from President Trump's former chief economist.* Rely on Facebook for your facts and you may have seen claims like ( https://www.usatoday.com/story/news/factcheck/2020/08/30/fact-check-biden-tax-plan-raises-rates-those-who-make-over-400-k/3418926001/ ) , "Biden's tax rate on a family making $75,000 dollars would go from 12% to 25%." But to hear Biden tell it, nobody making less than $400,000 will pay a dime more in taxes ( https://taxfoundation.org/joe-biden-tax-plan-2020/ ). *What's the truth?* That's what we're going to discuss in this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ). We're going to talk to a CPA - me - about proposed tax changes from both candidates. As usual, my co-host will be financial journalist Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Sit back, relax and listen to this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) ! This episode is sponsored by Gabi: You're probably overpaying for home and auto insurance. Let Gabi, an insurance comparison site ( https://www.gabi.com/mtn ) , compare home and auto quotes in just two minutes and find you the best deal on your current coverage. Consumers save an average of $825 per year, according to the site, so if you're ready to secure your new rate, compare quotes now ( https://www.gabi.com/mtn ). Want more information? Check out these resources: * Details and Analysis of Former Vice President Biden's Tax Proposals ( https://taxfoundation.org/joe-biden-tax-plan-2020/ ) * 7 Ways Your Taxes Could Change Under Biden ( https://www.moneytalksnews.com/slideshows/ways-your-taxes-could-change-under-biden/ ) * How Biden's Tax Plan Might Affect Five American Households ( https://www.msn.com/en-us/money/markets/how-biden-s-tax-plan-might-affect-five-american-households/ar-BB18TJCN ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

Trump vs Biden: Who's Best for Income Taxes?

#MONEYwithStacyJohnson #vote Planning to vote this year? I certainly hope so. In some elections, the candidates are so similar, it's difficult to distinguish between the two. In this one, however, the differences between Biden and Trump are both numerous and stark. And many of those differences arise from economic policy. If you're someone who votes their pocketbook, you're probably wondering things like who's more likely to increase the value of my 401(k), and will it be Trump or Biden who's best positioned to raise the value of my home? According to an analysis by Wharton, Trump's alma mater, Biden is best to lead the economy. From CBS News ( https://www.cbsnews.com/news/joe-biden-tax-plan-debt-wharton-school-univeristy-pennsylvania/ ) : Joe Biden's economic proposals would create a faster growing economy, higher wages for American workers and reduce the debt compared to where the U.S. is headed under President Donald Trump, according to new analysis from the University of Pennsylvania's Wharton School. But according to polls ( https://news.usc.edu/175960/usc-daybreak-poll-biden-trump-jobs-economy-favorability/ ) , Trump is slightly more trusted ( https://www.nytimes.com/2020/08/24/us/politics/trump-economy.html ) by potential voters to shepherd the economy. In this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) , and in additional ones in the weeks to come, we're going to do our best to predict the pocketbook results of Trump and Biden victories. In future podcasts, we'll explore Social Security, healthcare and income taxes. Today we're focusing on the stock and real estate markets. I'll be speculating with Andrew Sather of the Investing for Beginners Podcast ( https://einvestingforbeginners.com/category/podcast-show-notes/ ) , as well as my co-host, financial journalist Miranda Marquit ( https://www.moneytalksnews.com/author/mirandamarquit/ ). Sit back, relax and listen to this week's "Money" podcast ( https://www.moneytalksnews.com/podcasts/ ) ! Links: * Trump vs Biden: How the election outcome may influence your stock investments ( https://www.cnbc.com/2020/09/11/trump-vs-biden-how-the-election-may-influence-your-stock-investments.html ) * A Biden Victory And Split Congress Is Best For Stocks, But Here's What Would Kill Markets After Election Night ( https://www.forbes.com/sites/sergeiklebnikov/2020/09/10/a-biden-victory-and-split-congress-is-best-for-stocks-but-heres-what-would-kill-markets-after-election-night/#120f146f24dd ) * Trump vs. Biden: How Each Presidential Pick Would Shape the Housing Market for Years To Come ( https://www.realtor.com/news/trends/trump-vs-biden-housing-plans/ ) * 9 Tips for Sane and Successful Stock Investing ( https://www.moneytalksnews.com/how-get-into-the-stock-market-safely/ ) * 7 Ways to Slay Your Fear of the Stock Market ( https://www.moneytalksnews.com/afraid-of-the-stock-market-7-steps-to-overcome-investing-or-any-other-fear/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) President Donald Trump audio clip: ABC's The President and the People from September 15, 2020 Former Vice President Joe Biden audio clip: Visiting Dunmore, PA on July 9th 2020 Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

Trump vs Biden: Who's Best for Stocks and Home Values?

Imagine investing $1,500, then watching it grow to nearly $1,400,000 two decades later. About 20 years ago, I bought 200 shares of Apple stock for around $1,500. Since then, thanks to stock splits, my 200 shares grew to 2,800 shares. Apple is now worth $500/share, so those 2,800 shares would now be worth $1,400,000. Alas, I've sold a good bit of my position over the years, but the amount I have left is still worth north of $550,000. And some of the money from the shares I sold went into other high-flyers, including Google, Facebook, Microsoft and Amazon. How did I know to buy these stocks? It wasn't rocket science. In fact, it's something you can, and should, learn how to do yourself. That's the topic of this week's "Money" podcast ( https://radiopublic.com/money-6rRgm9/episodes ). This week I'm going to share my personal portfolio with you, explain how I make my investment decisions, and why you might not want to put all your eggs in an index-fund basket. This episode is sponsored by Gabi: You're probably overpaying for home and auto insurance. Let Gabi, an insurance comparison site ( https://www.gabi.com/mtn ) , compare home and auto quotes in just two minutes and find you the best deal on your current coverage. Consumers save an average of $825 per year, according to the site, so if you're ready to secure your new rate, compare quotes now ( https://www.gabi.com/mtn ). Links: * 13 Dumb Investing Moves — and How to Avoid Them ( https://www.moneytalksnews.com/12-dumb-moves-investors-make/ ) * 9 Tips for Sane and Successful Stock Investing ( https://www.moneytalksnews.com/how-get-into-the-stock-market-safely/ ) * The 7 Best Investment Apps for Beginners ( https://www.moneytalksnews.com/best-investment-apps-for-beginners/ ) Hosts: * MoneyTalksNews ( https://www.moneytalksnews.com/ ) * MirandaMarquit.com ( https://mirandamarquit.com/ ) Ask us a question ( https://www.moneytalksnews.com/contact/ ) Disclosure: We receive compensation when you click some links above. However by clicking them you are helping Money Talks News produce more content, thank you. Support this podcast at — https://redcircle.com/money/donations Advertising Inquiries: https://redcircle.com/brands

How I Used the Stock Market to Turn $1,500 Into More Than $1,000,000

Stacy Johnson&#39;s "Money." A podcast where we talk about all things money. How to get it, how to keep it, how to grow it, and what it&#39;s all going to mean to you and your life.

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Avoiding the Most Common Investing Errors

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