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Overusing your credit card may bring you more debt burden than you can handle. Repayment can become a problem when your salary is not sufficient to meet the monthly expenses. In such instances, transferring your outstanding credit card amount to another bank’s credit card and paying back in monthly instalments at low interest or no interest rate can significantly reduce your debt burden.
In India, not all banks who provide credit cards facilitate credit card balance transfer, but only a handful of credit card companies have this option.
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Following are the top 5 balance transfer credit cards in the country.
SBI Card Balance Transfer
SBI lets you transfer the outstanding on your credit card to an SBI Card at low or no interest rates. You can convert the payment into easy monthly instalments.