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In the past, money ruled. If they had credit cards at all, they saved them for large, occasional purchases and paid for everyday transactions with cash or checks (which are equivalent to cash functionally). Nowadays, practically everybody accepts credit cards, and some people hardly ever carry cash at all. For more details visit this link: https://cardinsider.blogspot.com/2022/12/can-i-use-credit-cards-for-everyday.html