Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her dez@direalestatestaging.com http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyerrenterscircle meetup.com/wholesalers-investors-flippers #DezGerald #RealEstateBroker #RealEstate #NorthCarolina #Charlotte #Staging #Investors #Buyers #Sellers #Direalestatestaging #1sttimehomebuyers #Homesellers #Moveupbuyer #ElixirMortgageLending  --- Support this podcast: https://anchor.fm/arvin-taali/support

Elixir Of Mortgage Lending

Dez Gerald of Charlotte, North Carolina Real Estate Broker & Her Professional Experience (Part 1)

Using stated income as high net worth savvy investor you can get lower long term rental rates. 30 years fixed terms with competitive rate currently. --- Support this podcast: https://anchor.fm/arvin-taali/support

Long Term Rentals New Alternative Solutions 1-4 Units.

Nationwide borrowers looking to finance 1-10 units investment property with no income verification from 400K-4M 700+ FICO. --- Support this podcast: https://anchor.fm/arvin-taali/support

Long Term Rental Financing After CORVID-19

With recent changes to mortgage industry and rapid program changes just highlighted on what’s available currently. --- Support this podcast: https://anchor.fm/arvin-taali/support

Program highlights for investors nationwide and home owner California/Florida

Maximize equity in uncertain times cashing out while home values are solid and you have recent pay stubs. --- Support this podcast: https://anchor.fm/arvin-taali/support

Current Events During COVID-19

While no one knows how long home prices will continue to rise however it is more likely than not rents will not be decreasing. With that said investors are now more attracted to long term rentals or short term rentals such as vacation rentals/Airbnb's. Since the start of 2020 we've lowered our rates in the long term rental non-owner occupied no income verification programs also known as NONI. Borrowers with 680+ FICO get rewarded with lower rates on 5 year ARM and 30 years fixed programs. We offer this program in 30 states which borrowers can also add up to 2.5% of closing cost financing with an additional .25% rate hit which allows borrowers to finance up to 82.5% LTV on loans over 150K-1.2M. Borrowers have an option to pay their own escrows or set up impound accounts which is not as common with this type of financing. Borrowers will have 3 years prepayment penalty 3%/3%/3% if they decide to change loan or sell property. This program does not require investment experience on 1-4 unit properties. So long as area rental calculation (1007) covers monthly mortgage and equity requirements are met for down payment this program does not require rental agreement or even a tenant in place so long as property is used for investment purposes. For any reason debt service ratio is less than 1 which means its negative on cash flow every month its .5% additional rate hit however still can be done. Lastly, we cover up to $550 of appraisal cost at closing. --- Support this podcast: https://anchor.fm/arvin-taali/support

Nationwide Investment Property Long/Short Term Rentals Improved Pricing 2020

Dez Gerald is a real estate broker & stager in the Charlotte, North Carolina region with over 15 years experience in her local market her and her sisters have been working with buyers, sellers as well as investors.  Her professional experience on the local communities.  Dez Gerald CEO/Owner at DI Real Estate & Staging.  For more information you can contact her dez@direalestatestaging.com http://www.direalestatestaging.com/ Join Dez's home buyer & investor groups www.facebook.com/homebuyerrenterscircle meetup.com/wholesalers-investors-flippers #DezGerald #RealEstateBroker #Stager #NorthCarolina #Charlotte #Staging #Investors #Buyers #Sellers #Direalestatestaging #1sttimehomebuyers #Homesellers #Moveupbuyer #ElixirMortgageLending --- Support this podcast: https://anchor.fm/arvin-taali/support

Dez Gerald Certified Home Stager in Charlotte North Carolina & Georgia Area

California/Florida One Stop Shop Home Loans, Jumbo, Conventional, FHA, VA, Reverse Mortgage & Bank Statement Loans.  Knowing you have options to getting into a home is important and for many folks its a choice.   --- Support this podcast: https://anchor.fm/arvin-taali/support

California/Florida One Stop Shop Home Loans

Jack DeAngelis on his extensive experience in business for many years in several different industries as well as understanding of what small business owners go through especially in today's environment.  You can reach Jack DeAngelis directly at 949.439.7527 or yourbusinesslender@gmail.com --- Support this podcast: https://anchor.fm/arvin-taali/support

Small Business Loans With Jack DeAngelis

Jack DeAngelis On Business Loans Nationwide

Bianca Diaz advice on how to help restore credit as well as preventative steps to look out for. She can be reached directly at biancathelasvegasrealtor@gmail.com or 786.316.8659 for more information. --- Support this podcast: https://anchor.fm/arvin-taali/support

Bianca Diaz Nationwide Credit Repair Expert

David Snell education on got mold and how to solve mold issues. --- Support this podcast: https://anchor.fm/arvin-taali/support

Nationwide Mold Inspection Expert David Snell

Ways for investors to come up with down payment for purchasing investment properties nationwide. --- Support this podcast: https://anchor.fm/arvin-taali/support

JV Contracts & Cross Collateralize Episode 1.10

740+ FICO nationwide 44 states up to 85% LTV 1-40 units. --- Support this podcast: https://anchor.fm/arvin-taali/support

What makes our Multi-Units different? Episode 1.9

Long term/Short term investor financing non-owner occupied with no income verification 740+ FICO with 15% down payment is one of the lowest down payments in the industry today. --- Support this podcast: https://anchor.fm/arvin-taali/support

Multi-units Lowest Down Payment 1.8

Asset based financing nationwide with no income verification on non-owner occupied properties. We're a one stop shop in California. Florida coming soon 2020. Support this podcast: https://anchor.fm/arvin-taali/support

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Dez Gerald of Charlotte, North Carolina Real Estate Broker &...

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