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Personal Money Trainer, author and speaker, Crystal Oculee, empowers women to get money confident with tips, advice, stories and special guest interviews. From the basics of budgeting to getting to the bottom of retirement vehicles – you’ll get insightful information you can turn into major savings and smart investments! IN THIS EPISODE, YOU'LL LEARN: The A,B,Cs of cash flow and budgeting Figuring out your spending patterns How a Money Diary could change your life The “spending” test — will you want it later? Don’t Stop Here – Check Out These FREE Tools! LINKS AND RESOURCES MENTIONED IN THIS EPISODE: Get a Light Version of the Money Diary Here: http://crystaloculee.com/money-diary-lite/ Discover the Four Habits of Rich Women Now: http://www.pljincome.com/rich-habits-for-women-four-secrets-ultra-wealthy/ Get to Know Crystal – and Email Her With Questions! (She might answer it on the podcast.) AskCrystal@PLJincome.com http://www.pljincome.com/crystal-oculee/ If you like our Money Confidence Podcast, be sure to leave a review on iTunes!