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From the simple to the complex, annuities and their various forms are one of the most misunderstood products in the financial services industry. Because of this misunderstanding, annuities have often been oversold and received a bad reputation. Join Mike and Patrick as they discuss what an annuity is and how they can sometimes be a good fit. Sources: https://www.thinkadvisor.com/2013/01/30/ruark-study-annuitization-rates-are-below-5-percen/?slreturn=20181126164634 www.ingloriousfinance.com https://twitter.com/IngloriousFin https://www.facebook.com/IngloriousFinance/ Opinions Expressed are those of the speakers and not necessarily those of Raymond James. Securities offered through Raymond James Financial Services, Inc. Member FINRA / SIPC. Investment Advisory Services offered through Raymond James Financial Services Advisors, Inc. Macco Financial Group is not a registered broker/dealer, and is independent of Raymond James Financial Services.