We all cheer with glee that the political ads have stopped! But with all of the recent attention on the election, you might have missed the news that Congress is considering another retirement bill. Abe explains in simple terms what the “Securing a Strong Retirement Act of 2020” legislation means, and how it could impact your required minimum distributions. Plus, an eye-opening yet positive story concerning the fear many have about running out of money.

Retirement Key Radio

How The Latest Retirement Proposal From Congress Impacts You

Abe sits in the hotseat to offer his thoughts on why women are so commonly frustrated by the financial services industry and the steps he’s taking to remedy this common problem. Also, we continue to watch the growth go higher and higher, so why shouldn’t we all be “all in” in the market this year?

Of All The Industries Women Deal With This Is The One With Which They’re MOST Dissatisfied

Some of the ideas seem basic, yet many of us often neglect these simple things. Abe talks about the steps you can take to work on improving your financial position in the new year. Plus, some are hinting at another age raise on RMDs this year. What can you do now to prepare?

How Can You Make 2021 A Better Financial Year Than What Many Experienced in 2020?

The question we all want answered depends on these 3 basic factors. Abe talks about how to prepare. Plus, what is it about the month of November that tells us if more market gains are on the way?

When Can You FINALLY Retire? You Need To Figure Out These 3 Things

From the crash in March to the highs by year’s end, we’ve seen about a decade's worth of price swings crammed into half a year! Abe talks about how to prevent falling into the common buy/sell patterns of a volatile market. Plus, why many are financially optimistic for the new year.

How To Avoid Overreacting To Market Roller Coasters Like We Saw This Year

A survey found that the average baby boomer has $920,000 saved for retirement, but expects to spend about $135,000 a year in retirement.  At that rate, you’ll run out of money after 7 years. Abe talks about ways to work on your income versus spending plan. Plus, retirees considering a financial adviser say these are the top issues they want professional help with.

Do Your Retirement Expectations Line Up With Your Retirement Budget?

As we wrap up 2020, many are not only happy this year will be over… But thankful to see how well our investment accounts bounced back from the market crash in February!  However, some of the investing gurus say we still haven’t fully recovered from the economic impact of the pandemic that caused the crash. Today Abe answers a question many baby boomers are wondering: Do we need to re-think our portfolio and retirement before 2021?

Rethinking Retirement Before 2021

People often assume they’re diversified because they own something like an S&P 500 index fund. But all that means is that your stock holdings are diversified – Not your overall portfolio. Abe explains the BIG difference, and how he and the team recently helped a couple become better diversified with their investments and ultimately have a more positive outlook about their future. Plus, how to find the positives about your retirement by creating goals and a plan!

Diversification, Optimism & Taking Action

After Abe clarifies why you need to revisit the taxes you pay on your portfolio before the end of 2020, we dive into the reality of what to consider when facing a forced early retirement. Yes. We’ve been through economic downturns in this country, but there’s something unusual about this one: Unlike previous downturns, the unemployment rate is now higher among older workers. Abe explains how he’s seen this become a harsh reality, and more importantly how he and the team help people like you navigate your way through the BIG decision: Can you retire?     

Navigating Unexpected Unemployment & Taxes

One of the biggest news stories has been the claim that over the last 10 years President Trump paid little, or no, taxes. It’s well known that ultra-wealthy Americans have legal ways of reducing the amount they pay in taxes. If you’re part of the middle class and wondering what you’re doing wrong, this episode is for you! Abe uncovers what all of this REALLY means, and how to find out if you’re able to legally lower the taxes on your portfolio. Plus, a helpful reminder to double check the fees that you’re paying on your retirement accounts.

Fees & Taxes - Don't Be A Sheep & Follow The Crowd

We all have our own view of how we’d like to see the election end up in November. Many Americans are nervous about how the results will impact wall street, main street and our taxes. In other words… our entire bottom line! Abe explains how he and the team are helping people make calm proactive decisions, and what you should consider for the future of YOUR retirement. This episode is focused on what you CAN control… in addition to your vote! 

Addressing The Anxiety of November 2020

Market performance typically correlates to the overall economy. But lately, the markets have soared – even as the economy continues to struggle. Abe answers a question many of us are wondering: Are we in more trouble than we realize? In light of the political and news climate… This may feel like the worst time to do anything other than focus on getting through the craziness… much less altering your financial plans! Even though we’re all facing uncertainty, this episode spotlights what you CAN control financially… and how to NOT let headlines or politics dictate your fiscal future.

Are We In More Trouble Financially Than We Realize?

If you’re judging the performance of your money based solely on the rate of return, Abe explains that financial termites could be eating away at your portfolio if you’re not also considering the fees you’re paying. Plus, you’ll hear the incredible adventure one couple is planning for when they stop working… and find out why including fun money items in a financial plan is a priority.

Guarding Against Fee Infestation

This fall is expected to be rough for the industries hit hardest during the pandemic. That’s when certain payroll protection provisions under the CARES Act expire, which means a new wave of layoffs are expected. Abe gives encouragement and advice for those near retirement who are concerned their job could be in danger. He also clarifies one of the downsides of maxing out your 401(k): Without proper planning, it could increase  the taxes you owe on Social Security.   

Preparing For Pending Pandemic Layoffs

Informing people about their financial options has always been a priority for Abe, and today we highlight why recently became a Certified Financial Fiduciary, and how it benefits people like you. Then he breaks down how this headline impacts your wallet: The U.S. economy contracted almost 33% between April and June, our worst drop on record! Abe discusses out how to make sure your personal economy is moving in the right direction, so that you have income when you stop working!

How A Certified Financial Fiduciary Can Help You

In 2003 Abe Abich’s passion for creating financial solutions for clients began. He founded Abich Financial Services to focus on educating people about their retirement income options, and to ultimately help his clients achieve the retirement they’ve worked so hard for.

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How The Latest Retirement Proposal From Congress Impacts You

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