Imaginary Money Magic?

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Talking Real Money

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Stop believing that there a super secret investments for a special select group of investors. Accept what the market gives and stop chasing rainbows. Who pays the taxes on a child's portfolio?Does it make sense to pay off a low rate mortgage?The Question returns: What should be done with a lump sum to avoid big declines?Do we suggest exchange traded funds (ETFs)?Don tries to understand an article about creating income from non-fungible tokens (NFTs).A listener is looking for an opinion on the Schwab Market Track All-Equity Portfolio.