When it comes to retirement planning, IRS controlled accounts such as 401ks and IRAs are the primary means of saving.  However, with income tax rates set to increase across the board in 2026, are these truly where you should be focusing your retirement?  With all of the IRS regulations such as contribution and income limits, penalties, and taxes attached to these accounts, it's no wonder more and more Americans are struggling to prepare appropriately for retirement. In this episode, I discuss a better way to prepare for retirement.  The Private Reserve Retirement Plan is where you always have access to your funds, there are no penalties, income or contribution limits, and withdrawals are tax free.  Listen to how you can better save for retirement, tax free and in control. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Everything Cha-Ching

Live Tax Free and in Control

My guest, Dr. Alex Melkumian, is a licensed Marriage and Family Therapist and founder of Financial Psychology Center in Los Angeles, California. He is devoted to helping clients improve their financial and mental health by uncovering patterns in their relationship with money that keep them stuck and suffering. He provide clients with practical and therapeutic tools to help heal their financial anxiety and address maladaptive behaviors rooted in financial fear. In this episode, we discuss why financial psychology is the intersection of financial literacy, emotional awareness, financial beliefs and cultural factors to better understand how those factors interplay with our emotional and financial health. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Our Mindset & Money

My good friend and guest Christoff Weihman shares his awesome energy and wisdom on how Entrepreneurs and Business Owners can deliver a Wowwww..!!! experience to their customers and clients. He is America’s Favorite Five Star Customer Experience Expert, Best-Selling Author of 2 outstanding books on Five Star Customer Service & Hospitality, International Speaker, and a Master Connector. Through his Company ASPIRE Enterprises, Christoff inspires, trains & empowers individuals, companies and organizations all over the country to elevate the Service they deliver to their clientele empowering them to reap the 5 R’s: Repeat Customers, Referrals, Reviews, Reputation & Revenue. His clients include; MGM Resorts International, The Bartenders Union, Kirby, DREAM Hotels and more. Christoff lives in Las Vegas with his wife Michelle, and their 4 puppies, Lilly, Carly, Bruno & Yeti-Boy To receive a free gift from Christoff-The 7 Biggest Service Mistakes that are Costing You Money$!  Text the word "5stars" to 66866..! http://www.christoffjweihman.com/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Getting to the Woww!! with Christoff J. Weihman

Bill Walsh , Venture Capitalist, currently ranked #20 top Business Coach in the world ranked by Guru Magazine, Featured expert in the new Movie "The Secret - The Awakening", and best selling Author of “The Obvious” shares his wisdom on surviving and thriving in any economy. Bill loves helping entrepreneurs & small business owners create even more success. The company he founded in 2005 Powerteam International specializes in business programs, speaker training programs and global masterminds.  He has spoken in more than 30 counties and has given more than 5000 presentations to well over 1M people. You will love his message as he always delivers cutting edge content and some of the best resources that every business needs to learn about on how to survive & thrive in any economy.  --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Thriving in Any Economy with Bill Walsh

This was such an amazing conversation with my guest, Teacher turned State of Florida Judge, Geraldine Hogan.  At a time when Covid has caused business to close and companies to reduce staff, many are faced with the challenges of starting new careers and new businesses. Geraldine shares her story of why she changed careers, some of her internal and external obstacles she faced, and how she overcame them to become a Lawyer and ultimately a Judge.  Her story is a testimony to the fact that we all face self doubt, encounter hardship, and external forces outside of our control that make the path to our goals and success harder.   She shares how she overcame her obstacles and details some of those steps she describes in her book "Career Moves for Teachers & Other Professionals; Strategies for a Successful Job Change. Don't let fear or complacency stop you from reaching your new career goals --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Conquering Fear & Complacency When Changing Careers or Starting a Business with Geraldine Hogan

My Guest Rami Odeh is an author, certified exercise physiologist, personal trainer and corporate presenter with dual master’s degrees in industrial psychology and exercise physiology. Rami is the author of the three-volume series “Quiet The Noise.” In this conversation , we discuss the lessons Rami learned along from the '08 recession and how those are applicable to the carnage Covid-19 has ad on small businesses.   Because of the pandemic, the bottom has fallen out of many businesses, affecting not only their owners but also the employees who work for them who have been furloughed or had their hours cut. What are some specific things small businesses can do to recover?Rami shares his knowledge and experience.   To learn more about Rami: https://coachrami.com/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Coming Back From Losing a Business with Rami Odeh

In this episode, I discuss some reasons why status quo retirement accounts and strategies may no longer be optimal.  Believing that taxes will always be lower in retirement could be a huge misconception and could be a very costly mistake.  With tax rate increases already written into legislation where tax brackets will revert to 2017 tax bracket, it's a certainty that  taxes will increase in 2026 I discuss how I am helping my clients prepare, by using a unique tax free retirement planning strategy.  A platform where the IRS has zero jurisdiction, where assets grow in a stable environment and creates tax free retirement income year after year. Getting the most out of your money and retirement planning, tune in and learn how!  --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

What the IRS Doesn't Want You to Know About Retirement Planning with Host Jamin Armstead

In this episode, my guest Tiffany Rose, 7 figure income earning Mortgage Loan Officer with Guild Mortgage, Author of international best selling book “The Universe is Speaking,” host of podcast “Mortgage & Mindset in Minutes”..discusses "Mindset & Money."   Tiffany shares her experience and expertise on pushing  through tough times and choosing, to instead, be guided to a fulfilling life and career. Tiffany wants you to know that there is a Universe out there deeply connected to us that send us experiences, signals and guideposts to help us live a life filled with purpose and joy. www.loansbyteamtiffany.com Tiffany Rose' book “The Universe is Speaking” is available on Amazon For more information on her Coaching services, https://www.elevensquaredspeaks.com/-- --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Mindset & Money with guest Tiffany Rose

In this episode, my guest Ilene Slatko, Financial Coach, Consultant, and Founder of DSS Consulting, and I discuss "Women and Their Money."  As women continue to grow in business leadership, as business owners, entrepreneurs,  and continue to run more and more households, the importance of money management cannot be overstated. The increasing lifespan of women, the antiquated reality of income disparity, and other factors has a huge impact on their long term financial planning and creates the need for women to look at money differently. In this amazing conversation, Ilene and I discuss all of these topics, and more!  It's ladies "night," ...and it's all about Women and Their Money!! For more information, visit www.dssfinancial.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Women and Their Money with Ilene Slatko

In this episode, my guest Blogger, Hustle and Grind extraordinary Jason Butler discusses different ways you can hustle ..and creatively hack your way to earning some extra money. Jason found himself feeling underwater with $75,000 of debt and ultimately had lost his job. But Jason never got down on himself, through research and creativity, he found different ways to make money, such as leveraging eBay to flip over 200 products, making T-shirts, or ghost writing on different platforms.  Jason continues to share his journey on his blog https://mymoneychronicles.com/ along with other tips and tricks to help you hack your way to increasing your bottom line and making some extra cash! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Hustle & Hack Your Way to Extra Cash with Jason Butler

In this episode, I interview my good friend, Realtor and Insurance Agent Keith Robinson.  Keith services the greater Phoenix area and has a true appreciation for others while establishing bonds with people from various backgrounds.   Also Keith's passion toward helping people and securing their future led him to insurance.   We discuss best practices for navigating the real estate market, what separates a Realtor from a Real estate Agent, and the steps to home ownership for first time home buyers.   Whether you've never owned a home before or have multiple homes, you don't want to miss this episode.  Rest assured, Keith "Double Agent" Robinson can help you find the perfect home and the best rates to protect it!   Email Keith at the address below: info@doubleagentkeith.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Helping 1st Time Home Buyer's with Realtor Keith "Double Agent" Robinson

Victoria Dume' is a Business & Lifestyle Coach who mentors female business owners and Host of podcast "Fueled by Gratitude."  In this episode, she shares how we can live a lifestyle of gratitude.  Her message of living a life fueled by gratitude starts from within, transforms our thoughts, perspectives, and quality of life.  Practicing gratitude is more than just actions, it's being able to acknowledge negative thoughts and developing a higher level of consciousness, finding positivity in all things.    Transform your thought process, perspective , and mindset.  If you want a healthy and fulfilling life of abundance and success, then Victoria has the roadmap. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Fueled by Gratitude with Coach & Brand Ambassador Victoria Dume'

My guest Kate Stephens is the author of College, Quicker: 24 Practical Ways to Save Money and Get Your Degree Faster. In this interview, we discuss how to finish college early, save thousands of dollars, and graduate with little to no debt. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

College Quicker with guest Kate Stephens

This is an amazing conversation with my guest Jamar James, The Digital Currency Guy! Jamar paints a vivid picture of what the future will look like based on the emergence of digital currency and how it will affect everyone. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

Crypto Currency & Financial Freedom

My guest, Kisha Cobb, discusses the psychological side of money. Does money, or lack thereof, change who we are, or does it accentuate the personality that lies within? Listen to Kisha explain how money and behavior are related. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app Support this podcast: https://anchor.fm/jamin-armstead/support

The Psychological Side of Money with guest Kisha Cobb

Everything Cha-Ching, hosted by Jamin Armstead, serves as a platform to help bring awareness of everyday financial topics by providing motivation through information to its listeners. Everything Cha-Ching primarily consists of interviews with other subject matter experts on a variety of financial topics that households deal with everyday. Here, listeners will be entertained, educated, and informed with motivational conversations, as we make your money make cents .