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Guest: Adam Black, Renesant Bank 601-540-0302 https://apply.renasantmortgage.com/#/loan-officers/adam.black@renasantWho is a "first time" home buyer?What are some special programs available?Do you know the difference between pre-qualified and pre-approved?How much of a loan do you qualify for vs. can you afford?What's the difference between deferment and forbearance?https://www.ms.gov/Agencies/mississippi-home-corporationCalls concerned:penalty for paying off mortgagered liningstudent getting a homeconstruction loans and mortgage RMD from IRArefinancing See acast.com/privacy for privacy and opt-out information.