Business
This week I speak to financial services veteran, Phil Smith. Phil tells how he went from saving his schoolboy pennies in a TSB piggy bank to looking after billions of pounds of other peoples' money as chief executive of financial services support services provider Embark Group. Seizing the opportunity to work in an embryonic business based in Asia turned out to be the springboard to Phil's future career, wealth and family success. Phil is a wonderfully warm and candid individual, who retains incredible humility despite now leading a business which generates in excess of £100M per annum. And he has an optimistic message and encouraging words of wisdom for young people who are apprehensive about their career prospects in the current environment.