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We love credit cards. While earlier credit cards were the privilege of the affluent few, today, a very large number of people can afford a credit card.
The reasons – the card provides financial freedom and is more secure than hard cash. Credit cards let you to buy now and pay later.
It thus help in a financial crunch. If this is not enough, credit cards also come bundled with various offers and rewards which save you money and provide access to lifestyle benefits.
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Take time to understand rewards Credit cards give you reward points for specific kinds of spending. Some high-end cards also come with guaranteed gift vouchers and benefits, such as free access to airport lounges. Some gifts may also be provided as joining benefits, others as periodic benefits. Additionally, your accumulated points can be redeemed for rewards in cash or kind.