The First Step to Purchasing a Home

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Living In Pittsburgh Real Estate Podcast

News & Politics


Today I’ve brought in Todd Stainbrook, the President of AJM Mortgage, to help you get started on the process of buying a home.Click here to contact me for all real estate questions There are three ways AJM Mortgage sets themselves apart from the competition: they make it easy, they shop for you, and they’re always available. How do they make it easy? From the very start, a client can apply online or over the phone. 98% of their disclosures can be signed electronically with the click of a mouse. Additionally, all of the documents can be uploaded securely to their online website. They also do the shopping for you. They match each individual client’s needs to the perfect lender. Their approach to finding you the right lender focuses on a financial planning, so whoever they match you with will be able to help you achieve your long-term goals. They’ve also got some great products such as lender-paid PMI loans and conventional loans with as little as 3% down. They are also well versed in FHA and VA loans which can allow for a debt ratio of up to 60%. With AJM Mortgage, you can apply online or over the phone. Finally, they know how important it is to be available. Buying a home can be an emotional process, but you can call Todd’s cell phone anytime. He’ll always make an effort to call or text you right back. In fact, Todd once did a mortgage application for a school teacher at 5:30 in the morning! They want to make sure they are getting back to you in an incredibly timely manner, which is a service you won’t get from everyone. If you have any questions for Todd, you can reach him at (412-855-4696) or email him at todds@ajmmortage.com. Calling him is the first step to purchasing your dream home! As always, if you have any questions or are looking to buy or sell a home, don’t hesitate to give me a call or send me an email!