Welcome to the club: A new way around the old MEWA problem

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ERISA is a friend of mine

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More and more employers are looking to provide health insurance to contractors, franchisees, agents, and employees of other inadequately related employers under a single umbrella. They continue to bump into a near 50-year-old barrier – multiple employer welfare arrangement (MEWA) rules. Through many a night these rules have left Ed sobbing, but a federal trial court in Texas might have just blown a gaping hole in the MEWA barrier. Why is Priya “that without which there is nothing?” (You think these guys could do it alone?) What is a MEWA and where are we likely to find them in the real world? Who really cares about MEWAs, and why? Who regulates them? Do self-insured and fully insured MEWAs pose different problems? So how exactly can groups get around the MEWA rules? And why are we talking about Judge Reed O’Connor again? Is his recent federal trial court decision precedent? Could there be an appeal?