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Are you one of the many Americans saying ... I don't need insurance; I have insurance on the job; I'm not leaving money for my spouse to spend with someone else; I'm gone what should I care. Studies show that out of people earning $50,000.00 to $250,000.00 a year 52 million Americans do not have life insurance. That does not include individuals below the $50,000.00 income range. (LIMRA). Join the conversation and listen in on Aaron's thoughts about life insurance. Is it a love or a need item.? For an initial complimentary consultation call our office at 1-877-351-2508. Follow us on twitter @Awsmith44. Our website www.awsmithfinancial.com.