After what felt like the longest election season ever, the political ads are finally done and we’re winding down the year. With all of the distractions, you probably don’t know about the new legislation proposed in Congress and what bearing it could have on your retirement. On this episode, Darrell sheds light on the “Securing a Strong Retirement Act of 2020” and how it could impact your investments and RMD (required minimum distribution) strategy. Plus, he reveals the financial check list you should go through to be prepared for 2021.

Retirement Strategies Radio

What You Need To Know About A New Retirement Bill & New Year

Financial Literacy: It’s so easy, even kids can do it! At least these kids can anyway… On this episode we introduce you to a brother–sister duo who likely know a lot more about finance than you do. Darrell uses this example to point out the common lack of financial knowledge many of us suffer to further emphasize the importance of seeking professional advice for your retirement plan. Plus, what does it actually mean to say that someone is “rich?” Get to work improving your financial-retirement knowledge with the team at www.DBryantRetirementStrategies.com.

When Can You FINALLY Stop Worrying About Money

Good news, bad news: Covid is no longer the top investor concern, but this problem has now replaced it. Darrell talks about ways to manage these and other concerns. Plus, less than 20% of retirees have enough income to maintain the same standard of living they had when they were still working.  What can you do now to ensure your retirement is better than that? Learn more at www.DBryantRetirementStrategies.com.

Covid Is No Longer The Top Investor Worry

None of us want to be a burden on our families, but the cost of long-term care insurance has spiraled out of control. However, there are new options available that you need to know about. Darrell explains how the insurance industry has changed, and talks about some of the different options available that you might not know exist. Want to learn more about the various options available for your medical and income plans after you leave your job? Visit www.DBryantRetirementStrategies.com

Long Term Care Options Have Changed For The Better

Warren Buffett, the Oracle of Omaha, is warning that retirees are facing what he calls “a bleak future.” Darrell works to explain the theory while offering ideas on what you can do to better position yourself. Plus, it feels like everyone’s using a robo-advisor, yet several surveys show that people who work with human advisors are more confident about their financial future. So, what’s the difference?

Warren Buffet’s Warning About Our “Bleak” Retirement Future

Thanks to the internet, those “32 volumes” that used to be an information advantage are now outdated. On this episode, Darrell talks about 3 big retirement rules, once taken as gospel, but have now also passed their expiration dates.

Has Your Retirement Plan Gone The Way Of The Encyclopedia?

The average fridge has at least five things that should probably be thrown out. Turns out your retirement portfolio could also benefit from a little reorganizing, but that kind of cleaning out process is much more difficult. Darrell talks about ways he and the team can work to simplify this process for you and the benefits of “cleaning out” your accounts.

You Need To Clean Out Your Refrigerator, But What’s That Got To Do With Your Retirement?

We hear a lot of confusing, and often incorrect, information about annuities. In this episode, Darrell uses a specific example of this kind of language to offer clarity while continuing to emphasize the importance of a diversified and balanced plan.

Annuity ≠ Annuitization: The Important Difference Between These 2 Words

Governments collect $17.5 Billion in cellular taxes, fees, and surcharges every year. Darrell talks about what you can control when it comes to future tax obligations. Plus, how reverting to your 20-Something mindset could help in planning our retirement.

The Cost Of Cell Phone Service Has Dropped 26%, So Why Is Your Bill Still So High?

As the list of those expecting a tax hike under the new White House administration continues to grow, Darrell continues to share ideas on ways to help reduce your future tax liabilities. Plus, making sense of all the mixed messages we’re getting on our market investments.

Expecting A Tax Hike This Year?... You Are Not Alone

A survey says the average worker expects to withdraw about 10% of their savings each year in retirement. Darrell does the math to show why this expectation might be far too optimistic for most of us.

Planning For A 10% Withdrawal Rate? You Might Be Planning For Failure

On this episode, Darrell shares a personal story of his attempt to cut his own hair and it serves as a great reminder that some jobs are simply NOT meant for do-it-yourselfers…But what about planning for retirement? Darrell explains reasons why even the most intelligent and affluent savers can get tripped up when trying to create their own plan. 

Retirement Planning & DIY Haircuts - Here's What They Have In Common

Election day is fast approaching, and it’s clear Donald Trump and Joe Biden have dramatically different philosophies on many things, especially taxes. So, how does that impact us? How will the market respond to the election results? Do we need to keep a close eye on wall street over the coming weeks? And why is it that the middle-class has to work exceptionally hard to set aside $1 million or more, but politicians seem to become millionaires fast? Darrell tackles these issues and explains what you and your family need to keep top of mind regarding your investments as we wrap up 2020. 

Trump vs. Biden & Your Financial Future

Recently Darrell spoke with a couple that brought out his protective big brother side… and fired him up a little. Not because of anything they did, but considering their age, he was concerned about how another advisor set up their portfolio. Hear the full story to find out what you may want to watch out for when it comes to your money and having income in retirement. Don’t forget, your financial future is about much more than saving and investing well.

Make Sure Your Advisor Is Watching Out For YOU

One of the BIGGEST news headlines has been the claim that President Trump paid little or no taxes over the past 10 years. It’s common knowledge that affluent Americans have legal ways of lowering the amount of taxes they pay. As part of the middle class, we’re all wondering what we can do to be more tax efficient too. Darrell breaks down what all of this REALLY means, and how to find out if you’re able to legally lower taxes when it comes to your portfolio.   

What Does Trump's Tax Return Mean For You

Not all financial advisors are qualified to help you prepare for retirement. As a fiduciary with more than 30 years of experience in the financial services industry, Darrell Bryant knows that people who are nearing retirement have needs that go above and beyond generic financial planning. He founded D. Bryant Retirement Strategies in Omaha, NE, to focus specifically on clients who are nearing the point of retirement, and those who’ve already reached that phase of life.