On this program we welcome Get Ahead Colorado to discuss the EITC (Earned Income Tax Credit) and changes to the EITC that will impact tax returns filed in 2019.  Included are an explanation of the EITC, who qualifies, and why people who aren't required to file taxes can qualify for the credit.

Clear Money Program

The EITC (Earned Income Tax Credit) in 2019

On this program we welcome Get Ahead Colorado to discuss the major changes to personal taxes that impact tax returns filed in 2019.  Included are an explanation of how tax credits, deductions, and exemptions work, and the changes that affect them.  

Changes to Personal Taxes Taking Effect in 2019

On this podcast, Sarae interviews Alan Lang, Denver Community's Accounting Manager to discuss how EMV chip cards work, how they differ from traditional cards, and the enhanced fraud protection they provide.

What Are the Benefits of EMV Chip Cards?

Sarae interviews Attorney Frank Danzo, an experienced estate planning attorney, from Chayet & Danzo LLC, about trusts. 

Trusts: Valuable Tools

Sarae is joined by Melissa Duncan, Lead Personal Finance Coach at mpowered, to discuss how Debt Management Plans (DMPs) work.  We'll cover who a Debt Management Plan is a good fit for, how it impacts credit, and how legitimate DMPs differ from services offered by debt consolidation and debt management companies.  You'll also hear real life examples from clients who paid off debt through DMPs.

Debt Management Plans

Description: On this show, we're joined by Carrie Singer from the Denver Office of Economic Development and Jacqui Dietrich from the Commons on Champa.  Learn about the Commons on Champa, an entrepreneurship and innovation hub in Denver.  We'll discuss why the Commons was founded, who it serves, and find out about their ongoing programming, events, and services. 

The Commons on Champa: Denver's Public Campus for Entrepreneurship & Innovation

On this program we're joined by Katrina Morton, the VP of Lending at Denver Community Credit Union.  Learn why Zillow and Trulia's property values are different from professional appraisals.  We'll also discuss why lenders require professional appraisals for mortgages and refinancing, and how appraisers determine appraisal values.

The Appraisal Value vs. the Zillow or Trulia Value of Your Home

On this program we're joined by Larry Fleury, the Branch Manger of our West branch location.  Learn what credit builder loans are, how they work, and how they can build or rebuild credit. 

Credit Builder Loans

Sarae is joined by Mary Murray, Card Services Accounting Specialist at Denver Community, to learn about the benefits of CardNav and how to get started using it.  CardNav is a app that allows members to turn credit cards and debit cards on or off within seconds, and to manage how, when, and where cards are used.   Members: click here to learn more or to download CardNav on our website.

CardNav: Protect Your Cards on the Go

Sarae is joined by Melissa Duncan, Personal Finance Coach at mpowered, to weigh the benefits and drawbacks of Credit Karma for consumers.  As a nonprofit Accredited Credit Counselor, she shares her insight and expertise to discuss how consumers can use Credit Karma's services to understand of their credit, and what considerations to keep in mind.

The Pros & Cons of Credit Karma

Sarae speaks with Joe Tassano, Vice President of Branches at Denver Community Credit Union, to talk about Mobile Bill Payer.  Members can now pay all their bills directly from their phone.  Tune in to learn about its functionalities and benefits. Members: for a video overview on how to use Bill Payer in the upgraded Denver Community Mobile Banking App click here.  To update your device with the updgraded mobile banking app, click here. 

Mobile Bill Payer: Life Is Mobile, So Are Your Bills

Sarae is joined by Jim Hall, a professional certified Focal Point Business Coach, and Director of Business Services at Denver Community Credit Union.  Jim explains 5 critical things they don’t teach you in business school but should that can take your enterprise and goals to the next level: The Multitasking Myth (Focus)3 Eyes of the Business Owner (Visioning)Urgent vs. Important (Time Management)The 1% Difference (Business Improvement)Goals vs. Dreaming (Goal Setting)  

5 Critical Things You Should Know That Are Not Taught in Business School

Sarae speaks with Amanda Hamm, Vice President of IT & Finance at Denver Community Credit Union, to discuss details about Denver Community's new Mobile Check Deposit service. We'll share how it works so you can confidently start depositing checks right from your phone, at your convenience. Members: for step-by-step instructions on how to use Mobile Check Deposit in the upgraded Denver Community Mobile Banking App click here.  To update your device with the updgraded mobile banking app, click here. 

Mobile Check Deposit at Denver Community

Sarae speaks with Noah Lyman, Realtor & Broker Associate with Keller Williams Realty Downtown Denver.  On this program, we discuss what questions home buyers and sellers should ask when meeting with a prospective realtor to find an agent that's a good fit for them and their needs.

Questions to Ask Your Prospective Realtor

Sarae is joined by Joe Tassano, Vice President of Branches at Denver Community Credit Union, to learn about Net Check In.  Net Check In is a free service that members can use through our website or via a phone app to skip the line at our branches.  Members: to get started using Net Check In through our website or to download the app, please visit our website.

Net Check In: Save Time, Skip the Line

Clear Money is Denver Community Credit Union's award-winning financial education program. We host experts to bring on-demand financial education to our members & community. Topics include credit, student loan repayment plans, home buying, estate planning, debt management, and more. To learn more about our program, visit https://www.youtube.com/watch?v=PBz9qb6sOE0&list=UUyO0HWCcjzrcT4-eVX_Xopg&index=1 Our website is www.denvercommunity.coop/education