Fraud and identity theft can occur at any age, and in fact, the Federal Trade Commission reports that identity theft victims under 30 account for 27 percent of all cases, compared to 19 percent for those 60 or older. In the age of technology and social media, young people need to be mindful of red flags and fraud traps. In this podcast, Amira Thomas of the District's Summer Youth Employment Program, interviews Steve Perry, DISB's Associate Commissioner of Enforcement and Investigations on what young people should know about preventing identity theft and financial fraud. Transcript available here

DISB Download

How Teens Can Avoid Identity Theft and Fraud

Just like your annual health check-ups, it's important to evaluate your insurance policies. Do you have enough life insurance? Is your homeowner's policy up-to-date? Do you have a home inventory for insurance purposes? In this podcast, Arthur Slade, insurance operations specialist at DISB, tackles these questions and shares other helpful reminders about insurance. Transcript available here

Insurance Checkup

HMOs, PPOs, referrals and specialists - how much do you know about your health insurance? In this podcast, "Health Insurance Explained" a health insurance expert from our department, Carolyn King, breaks down the industry jargon and helps you become better informed about your health insurance. Transcript available here

Health Insurance Explained

The frequent flooding in the D.C. neighborhoods Bloomingdale and LeDroit Park has prompted questions about what's covered under a homeowners policy versus flood insurance. In this podcast, DISB talks with insurance experts from the department, Tom Glassic and Lee Backus, about the differences in the two insurances. Transcript available here

Flood v. Homeowners Insurance - What do you need?

The District's Foreclosure Mediation Program has helped many residents avoid foreclosure. In this podcast, DISB talks to Ben Arnold, administrator of D.C.'s Foreclosure Mediation Program, about the mediation process and what outcomes can be reached between homeowners and lenders. Since the program's inception, 89 percent of local mediations have resulted in an outcome other than foreclosure. Transcript available here

Facing foreclosure in D.C.? Consider mediation with your lender

The DISB Download is a podcast series covering financial services topics impacting D.C. and its residents. The department, known as DISB, regulates financial services businesses in the District. The department’s goal is to protect the interests of District of Columbia consumers from unfair and abusive practices, while providing an equitable business environment for the regulated entities operating in Washington, D.C. To learn more, visit http://disb.dc.gov.