Imagine it. Not only do you have no money, but with no money you actually still owe other people money! How crazy and scary is that? To be totally broke to the point where your bank accounts have a negative sign in front of them? As sad as it is, it can happen to people who make certain choices and I don't want to see that happen to you! The uplifting and encouraging part about all this is you can totally recover from it. No worries, I'm not going to be "talking in theory". There was a recent article released that documents how someone went from a negative bank balance to doing very well for themselves. Not only is it very motivating, there are also several learning lessons that we should take note of and be sure to consider applying to our own lives. Let's get to it! --- Support this podcast: https://anchor.fm/moneywithclay/support

Money With Clay

A Negative Bank Balance... | #106

Whether you want the responsibility or not, it doesn't matter. The fact is this: YOU (yes you!) are a business owner and CEO. You might not think so given you don't run a company that offers a product or service; however, this is a false understanding of reality. The reality of the matter is you 100% "do" offer a service/product and you need to make sure it is worth as much as possible. All successful people are great at operating this area of their life and I want you to do the same! Let's discuss how you can run your business at maximum productivity. --- Support this podcast: https://anchor.fm/moneywithclay/support

Everyone is a Business Owner! | #105

Well... here we go again! The typical attempted media manipulation to pull the puppet strings of people as they try and convince us just how evil these rich people are. What makes it oh so worse is that these billionaires got even more money during this pandemic! You know what? That's awesome! Good for them! Yes, this may be cruel, but if you don't understand why/how the rich got richer over the past two months, you need to cut the puppet strings away from you and learn how to do some critical thinking. So let's do just that... let's think through how this all happened and why it is so motivating! --- Support this podcast: https://anchor.fm/moneywithclay/support

#104 - The Rich Get Richer (and i love it!)

I know I do quite a bit of ranting on most episodes, but you know what? You need to give credit where credit is due. The millennial generation sure does catch lots of flack (including from myself); however, in this instance they deserve to be commended. Thanks to some new data that has been released, we have an example of some overall good decisions being made. If I can accomplish only one thing with this episode, I hope it offers encouragement to keep on going (or simply GET STARTED!). --- Support this podcast: https://anchor.fm/moneywithclay/support

A Sign of Encouragement | #103

When times are good... well... times are good! It's human nature to behave in ways that, at the core, are not very wise from a risk perspective. Sure, you have lots of people and "gurus" out there talking about all the glamorous dynamics that arise from behaving in certain ways, but the "devil is in the details". As we continue to go through the economic drama created by the Covid-19, unfortunately, some people are meeting the devil and quickly realizing just how nasty things can become. I truly hope these stories serve as a wake-up call to those people who are tempted to get careless with their finances when things seemingly seem "okay" to do so. --- Support this podcast: https://anchor.fm/moneywithclay/support

A Bargain With the Devil | #102

Well, I woke up this morning, read a quote, my blood started boiling and here I am doing a podcast. These are the things that perfectly illustrate why I do this podcast. I want you to be in full control of your personal situation and have the freedom to got about it the best way possible. Unfortunately at times, there are instances which I'll talk about that really point to flaws that need to be addressed. At the end of the day, the question becomes are you doing everything your power to give yourself full freedom, or do you need protection and control from others? --- Support this podcast: https://anchor.fm/moneywithclay/support

Need Protection? No Thanks! | #101

When you allow yourself to become a sheep... this is what can happen. --- Support this podcast: https://anchor.fm/moneywithclay/support

The Sheep Have Been Fleeced | #100

Do you consider yourself a lucky person or an unlucky person? Regardless of what category you would put yourself in, there is some interesting research available which suggests "how" and "why" you are lucky or unlucky. The good news is that if you are someone who is unlucky, there are several strategies you can use to turn yourself into a lucky person. If you are already lucky, well then, these researched strategies will get you that much luckier. Maybe even the best news is this... the strategies are not complicated and they are things that require very little skill or understanding. In other words, you have no excuses! It's time to bring luck (or even more luck) into your life! Let's go! --- Support this podcast: https://anchor.fm/moneywithclay/support

#099 - Let's Talk Science and Luck

For those of us who are open to it, there are potential goldmines sitting right at our fingertips. The key to discovering these goldmines is to use a strategy that many successful people use in a variety of ways. To explain this better, billionaire Ray Dalio takes us through his strategy of turning himself into the most efficient beast as possible. When I billionaire speaks, I am certainly going to listen and I can verify that his strategy works as I've done it over the years to grow my business ventures. All I can say is.... "tear it apart!". Let's go! --- Support this podcast: https://anchor.fm/moneywithclay/support

"Tear It Apart" - A Goldmine! | #098

It's time to get out our time machine and transport ourselves into the future and learn! When someone with more life experiences chooses to share some of their regrets (especially when the person is actually a millionaire), I believe there is value in at least listening. Usually we hear about older people having regrets of "not saving enough" or things of that nature, but the unique twist here is this person is already a millionaire. What do they regret and is there anything we can learn from it? Absolutely. Be sure to give it a listen and as I discuss.... be HONEST with yourself! --- Support this podcast: https://anchor.fm/moneywithclay/support

#097 - 67 Year Old Millionaire Regrets

As the crazy times around the world continue, the amounts of fear and concern are running rampant. In all actuality, it's OK to be scared and you should be! As human beings, we are wired to "be scared" as it helps us in many different ways; however, there is also a whole lot of gray area that can cause problems. I want to walk through a couple chains of logic here that will help you realize that while it is perfectly normal (and wise) to be scared, you don't need to be "that" scared. We can't let the emotions created by fear and panic overwhelm our ability as humans to think critically with common sense. Sure, at times like this it can be difficult to do, but it is completely possible! Let's get to it! --- Support this podcast: https://anchor.fm/moneywithclay/support

#096 - It's OK to Be Scared... but...

How nice would it be to be retired already in your mid 30's?!?! That's pretty crazy and the most powerful part is, it's actually possible! Of course you absolutely you need a game plan and strategy to make it happen, but once you have the ball rolling, the numbers can add up quickly in your favor. Let's take a look at what I find to be a very inspiring and motivating situation and learn more about the suggestions and tactics they've used to turn this dream of "retiring young" into a reality. --- Support this podcast: https://anchor.fm/moneywithclay/support

#095 - Retired at Age 35. Their Advice...

Have you heard of this thing called "the coronavirus"? It's kind of been talked about in the media a little bit, so I wanted to give you my thoughts on the stock market and how I am approaching the situation. Let's take a breath and walk through all of this in a slow, calm, and calculated way by using logic and a bit of common sense. What am I doing as the stock market crash and why? Let's talk about it. --- Support this podcast: https://anchor.fm/moneywithclay/support

#094 - Coronavirus Stock Market Crash

When extremely successful people offer tips and advice, we should listen! Take note, I did not say "blindly follow" as we need to be able to do some critical thinking on our own, but without doubt, we should have the wisdom to at least listen and consider. A very well known billionaire was recently interviewed and was asked to give "one tip" for success. He gives a tip that he says will increase your worth by 50% and through my own personal experience with it, I can offer up confirmation that it's a great tip! If you're ready to start to make yourself more valuable and create more worth within your life, then this is something that ANYONE can do, you just have to choose to take action on it. --- Support this podcast: https://anchor.fm/moneywithclay/support

#093 - How To Increase Your Worth by 50%

A newly released survey suggests that there is much improvement needed in people's lives when it comes to their understanding and approach to personal finances. I certainly don't blame these people as the education system we have in place is... well.... lacking (I'll save that for another episode); however, that does not take way from the fact that people are struggling when it comes to finances and building wealth. What is the solution to all of this? Let's talk about it. --- Support this podcast: https://anchor.fm/moneywithclay/support

#092 - 63% Financial Illiteracy. What?!?!?!

Join me as I talk all things wealth. To me wealth is about more than money, it's about living your life in a way that gives you maximum peace of mind. Let's focus on a lifestyle that will lower stress and raise the overall quality of life. Support this podcast: https://anchor.fm/moneywithclay/support

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Money With Clay

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