Episode 29: Planning on retiring with the next few years? Consider this checklist!
Understand your monthly spending and /or monthly budget Have a proper handle on your monthly income sources Don’t forget about medical or health care...
Planning For Life
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Co-Founder of Guardian Investment & Accounting, Garry Thurman and Insurance and Retirement Advisor, Tyde Mcintosh give advice to those preparing for retirement.
Episode 28: Four Methods to Help create an Income Stream in Retirement
Method #1- Systematic Withdrawal- Also know as the 4% withdrawal rule or “Goal-based” Method #2- Time-segmentation or “bucketing” Method #3- Income F...
Episode 27: Help Simplify Your Retirement Plan
Why can retirement be so stressful? 1. Focus on the big picture, not just potential returns 2. Consolidate your accounts 3. Broad diversification 4. A...
Episode 26: 5 Frequently Asked Retirement Questions
How much money do I need to retire? What is an RMD? How do taxes work with my social security and/or pension plan? How much could healthcare cost in ...
Episode 25: Why you may not retire on time. Four things to consider.
Stock market downturn at the wrong time Not enough diversification Fear of uncertainty Not enough monthly income
Episode 24: 8 facts about annuities every retiree should know
What is an annuity? Immediate vs Deferred- the difference Does the beneficiary inherit your payment or your cash value? Do you have to annuitize your...
Episode 23: 7 Retirement Risks
Inflation Risk Longevity Risk Long-term illness/Chronic Illness Risk Rising health care cost Emotional/irrational investor behavior Losing money “saf...
Episode 22: 4 money mistakes in retirement
Investing too conservatively Best way to approach the lump sum vs. pension decision Focusing on your assets instead of your retirement income Choosin...
Episode 21: Four choices every retiree has to make!
How long do you plan to work? What are some pros and cons? How long will your retirement last? Identifying income sources, tracking your expense, pla...
Episode 20: Life-changing financial events-and what you should know about them!
What is a “financial milestone?” Age 55, age 59.5, Age 62, age 65, age 66-67, age 70 and age 72 What about Medicare and all it’s moving parts? Other ...