The living benefits of permanent life insurance are often discussed and sometimes the primary purpose of life insurance is forgotten. Premiums are paid for the primary purpose of replacing the income from a loss of life.  When beneficiaries receive the death benefit, they do not pay income taxes on it because it is not income.  It is for the replacement of income due to the loss of life.  This will not change.  I share 6 other reasons why I don't believe income tax law changes will be made on life insurance any time soon.---Podcast: https://RebelRockMoneyTalk.com​Subscribe to our weekly newsletter: The Rebel LetterWebsite: https://RebelRockWealth.com​Schedule time for a Discovery Call: https://RebelRockWealth.com/Schedule​Rebel Rock Wealth | Financial Strategies for Independent Thinkers

Rebel Rock Money Talk

#32 7 Reasons Why Tax Laws Won't Change for Life Insurance

All Roth money is after-tax but not all after-tax money qualifies as Roth.  Lesley breaks down the key rules so you know when your Roth IRA or Roth 401k earnings are actually income tax and penalty-free.------------Listen to all Podcast EpisodesSubscribe to our weekly newsletter: The Rebel LetterVisit our WebsiteSchedule  a Discovery CallRebel Rock Wealth | Financial Strategies for Independent Thinkers

#31 When Is A Roth A Roth?

If you contribute to your employer 401k and have been taking advantage of the backdoor Roth 401k option or, if you have an SDIRA (self-directed IRA) where you have been investing beyond the stock market, I encourage you to listen to this episode to learn about some changes introduced in a new bill that can affect these accounts by the end of 2021 IF they are made into law.To read the Congressional Summary, watch John Hyre's video, download letter templates to send to elected officials, contact information for those election officials:https://www.handsoffmyira.com/ Another summary of changes at Solo401k.net:www.solo401k.net/share/r6ksCrUtAqkIJbZz Find and contact your representative:https://www.house.gov/representatives/find-your-representative Find and contact your senator:https://www.senate.gov/senators/senators-contact.htm Propublica article from June 8, 2021:https://www.propublica.org/article/the-secret-irs-files-trove-of-never-before-seen-records-reveal-how-the-wealthiest-avoid-income-tax------------Podcast: https://RebelRockMoneyTalk.com​Subscribe to our weekly newsletter: The Rebel LetterWebsite: https://RebelRockWealth.com​Schedule time for a Discovery Call: https://RebelRockWealth.com/Schedule​ Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#30 Proposed IRA Changes

I prefer spending time thinking about the concept of longevity vs. retirement.  If we can live to be in our 80s, 90s, and even 100s, how do we prepare for that?  What all do we need to consider? ...and what do Oprah and Gayle have to say about this?***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#029 Reckoning With Longevity

If you know you need to get a will or trust in place but you have been putting it off, you didn't want to pay the premium fee for an estate planning attorney and/or you have a simple estate, this episode will explain how 'Trust & Will' can help you finally get this completed at an affordable price.Trust & Will website (10% discount with this link)***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call   Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#028 An Affordable Option for Trust and Will Planning

This is the first day of Women's History Month and Lesley shares a few thoughts on a couple 'women warriors' she admires who have helped women make economic gains.Pauli Murray the Notorious RBG (Ruth Bader Ginsberg)Amend: the fight for America (Netflix)***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#027 Women Warriors for Economic Equality

Our Black History Month Featured Guest in this episode is Nicole Barham, CEO of Design Your Wealth.  If you are a solopreneur or business owner who hates the task of tracking your income and expenses and dread tax time, Nicole created a smart and efficient solution for you. Lesley chats with Nicole about how she came up with her 5-Minute Suite of Tools and Nicole demonstrates how 5-Minute Bookkeeper works. Link to all of Nicole's 5-Minute Tools' for your business https://www.nicolebarham.com/a/36114/48fzPP8R***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#026 Nicole Barham, Design Your Wealth | Black History Month Guest Feature

Lesley speaks with Gerald Carr, CEO of All-Pro Builders & Restorations, a general contracting commercial construction business in Charlotte, NC. Gerald shares his interesting story from the segregated south to the gridiron as a quarterback in high school and college, to coaching and mentoring football players, to the success of his current enterprise in construction. His job titles have changed but his role has consistently been as coach, leader, and mentor. All-Pro Builders & Restorations https://allprobuilders1.com***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#025 Gerald Carr, All-Pro Builders & Restorations | Black History Month Guest Feature

Lesley speaks with 'The Long Distance Investor', Billy Keels for this Black History Month guest feature. Billy shares his unique journey from childhood to corporate exec to investment business owner.  Billy Keels http://billykeels.com/***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#024 Billy Keels, The Long Distance Investor | Black History Month Guest Feature

Lesley speaks with her friend Freddie Taylor, Founder of Urban Intellectuals, a multi-million dollar social impact business filling a hole in the history books.  Freddie shares his journey since graduation, and the mission and success of his current enterprise.Urban Intellectuals https://urbanintellectuals.com/***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#023 Freddie Taylor, Urban Intellectuals | Black History Month Guest Feature

Lesley answers another question she often gets which is 'Who should have life insurance?'.  She covers who should have it and the process to get it.***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#022 - Who Should Have Life Insurance

Lesley explains what the Infinite Banking Concept is and how you can apply it to your personal or business finances to build and be your own bank.*NOTE - you might enjoy the video version of this episode where Lesley shares her screen as she walks through an example.***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#021 - What Is the Infinite Banking Concept?

We are launching a book club to create a community of independent thinkers and an opportunity to engage with like minds over thought-provoking books on the topic of finances, health, leadership, and more. ***Book Club: Join Rebel Rock Book ClubYoutube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#020 - Launching Rebel Rock Book Talk

Social media is a great place to share information. Unfortunately, sometimes some really wrong, bad, or illegal information gets shared. The worst part is that people believe it.  Lesley dispels 10 myths about personal finance that were found on TikTok.***Youtube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#019 - Beware of #FinTok Financial Advice

Dr. King would have been 91 years old on Friday. Lesley reflects on his mission to bring about economic equality and what we can do today to honor this mission.***Youtube: Subscribe and get notified when we have a new video Podcast: Subscribe and listen The Rebel Letter: Subscribe to our weekly newsletterWebsite:  Learn more about Rebel Rock Wealth, our services, and upcoming eventsLet's Talk: Book your free Discovery Call  Rebel Rock Wealth | Financial Strategies for Independent Thinkers

#018 - MLK Jr. Fought for Economic Empowerment

A podcast to educate and empower independent thinkers seeking wealth building strategies that are not affected by the stock market.