You may have heard of an all-in-one mortgage before and its ability to help you pay off your mortgage up to 15 years faster.  While this sounds like a great plan, it isn't right for everyone, and it's important to understand how it is set up before you open this type of account.In this podcast, my Business Development Associate Niklas will be explaining the pros and cons of an all-in-one mortgage.  If this sounds like the account fro you, book a consultation with me at tkdale.com.If you found this podcast interesting, share it with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.

TK Dale Wealth Podcast

An All-In-One Mortgage: Is It Right For You?

COVID-19 has surprisingly been an incentive for many people to retire earlier than expected, but this raises an important question: what will happen to my benefits?  This podcast explores avenues for if your benefits extend into retirement or if they end with your employment, and also discusses retirement planning and the Manulife FollowMe plan.Share this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

Retiring During COVID-19: What About My Benefits?

2020 has been flying by, and as we enter the second half of the year, this is a great time to review the systems that have and have not been working in your life.  As a Family CFO, my guiding principle is to monitor your finances like a business would, and that is exactly what a personal financial audit entails.In this podcast, my summer intern Sabrina explains the key components of a financial system and how you can audit your own systems to optimize the rest of the year.Share this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.For help with setting up your financial systems, book a consultation at tkdale.com

The Second Half of 2020: Auditing Your Personal Financial Systems

Life is complicated and busy, but this is no reason for your finances to be pushed to the side.  By creating a financial plan, uncertainty can be eliminated and you can take active steps towards your goals.In this podcast, my summer intern Sabrina talks about the benefits of creating a financial plan, both in the short and long term.Share this podcast with a friend and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

Planning for Success: How a Financial Plan Will Change Your Life For The Better

When looking at finances, it is so easy to get bogged down in the details and look at our lives in segments.  We keep our savings separate from our checking account which is separate from our mortgage, but this actually prevents you from seeing your finances and financial plan holistically.  Ultimately, this keeps you from getting ahead.In this podcast, I talk about the benefit of considering your finances like a business's general ledger and how to plan ahead for greater efficiency.Listen to this podcast and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

Managing Your General Ledger

We've come to expect that paying down mortgages means also paying high interest fees - but it doesn't have to be this way.  Traditional banking has all your bank accounts separated, creating a wide spread in the interest rates between savings accounts and loan accounts; it's no wonder we end up paying so much more.  However, the All in One Bank Account puts all of your accounts together, keeping a competitive interest rate that lowers your mortgage faster and reduces your interest payments.  In this podcast I talk about how an All in One mortgage operates to help you pay off your mortgage faster while still giving you financial freedom.  Listen to this podcast and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more, book a consultation at tkdale.com

Paying Down Your Mortgage With Less Interest - How An All in One Mortgage Can Help

I've had clients come to me after a period of investing on their own, ready to make a change.  Some are happy to pass over the role of portfolio manager to me, while others are still interested in managing parts of their investments.In this podcast, I talk about how to manage a co-advising relationship.  Co-advising gives you the freedom to live your life, without worrying about the performance of your portfolio every day, while still controlling a small portion of your assets.  I explore what these relationships look like and the freedom it gives investors in the smaller assets they continue to invest on their own.Listen to this podcast and don't forget to subscribe on Apple Podcasts, Google Podcasts, Spotify and Stitcher.To learn more go to tkdale.com

Co-Advising: What It Means and How It Can Help You

As parents, we want what's best for our kids: we hope they'll grow up to be responsible, happy, and successful adults.  For that to happen, kids need to have good financial skills, or at least a strong basis - and that's where we, as parents, come in.A study by Cambridge University found that kids' spending habits are being formed by age 7, so there is no better time than the present to teach your kids financial literacy.  In this podcast, my summer intern Sabrina presents 3 essential financial skills that will set kids up for success and how to teach them.

Financial Skills to Set Kids Up For Success - And How You Can Teach Them

What is going on? The markets are ripping higher, the population is closing back down.What do the economics say? In this podcast I outline the positive and negative data and tell you my thoughts on the market going forward.As a bonus I talk about how today's valuations can actually be warranted and the factors that play into those.

State of The Union: Market Update - June 2020

We've all heard of the power of decluttering our spaces, but what about decluttering our financial statements and purchases?  Financial minimalism means only spending on what truly brings you value to give you greater freedom in the future by saving.In this episode, my summer amazing intern Sabrina explains how financial minimalism works and how small changes can improve your financial future.You can pre-order an electronic copy of my new book "The Family CFO's Guide To Wealth Building" at TheFamilyCFO.ca

Do Your Financial Decisions "Spark Joy"? An Intro To Financial Minimalism

Trevor talks about some of the considerations for buying a cottage. What do you need to know in the buying stage with respect to permits and certificates?What's unique about getting a mortgage for the property?Tune in to find out more.

Buying Your Dream Cottage

A CHIP Reverse mortgage is not for everyone. It is a perfect tool for some people though and most advisors should be aware of it so that should the situation arise.This is a very special episode with my summer student recording her first podcast!She did a great job in explaining how a CHIP reverse mortgage can be useful.Enjoy!

What You May Not Know: CHIP Reverse Mortgage

The FIRE movement seems a little extreme to me however what can I learn from it and can I implement some of those things in my life?I'm a married Canadian executive and I like to maintain a certain lifestyle. I'm not willing to sell my home and move my wife and two kids into a Tiny Home.In this episode I talk about my takeaways and things I can implement.Find out more at tkdale.com and socials are @tkdalewealth

FIRE Movement (Financial Independence Retire Early)

I hope this podcast finds you in good health. In this month's newsletter I discuss:The social unrest in the USHow it affects the marketHow it affects the US electionsHow the US elections affect the marketsSector rotation occurring & the recent tradeTowards the end of the month I sold the Canadian utility ETF and bought an undervalued sector. Find out what I bought and why in this month's newsletter.Read the full article here:  https://tkdale.com/articles

The Monthly: Change in Leadership

I hate budgeting. Well I hate the continual maintenance that comes with budgeting.The success I have with it is great but sometimes we all fall off the wagon.Know that you can jump back on at any time and there is no shame in that.In this episode I give you one thing to do and how to turn it into making a better financial profile.

Budgeting - One Simple Thing

Trevor Dale, CFA from TK Dale Wealth Management brings you The TK Dale Wealth Podcast where he discusses all things money and wealth such as real estate, investing, insurance, debt, estate planning and financial planning. Get upclose interviews with and special insights into the world of money and wealth. Trevor has a unique perspective because he runs a portfolio management company where he is portfolio manager, life insurance broker and also a mortgage agent through iBridge Capital #13506. Very rarely is this level of expertise brought across all three areas at the same time.

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TK Dale Wealth Podcast

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