Mainstream lenders/banks like ASB, BNZ,ANZ, Westpac need your credit score above 400 otherwise it's likely that they will automatically decline you. W...
Ep 11. Credit Scores - Understanding Scores & Reports
Expanding from last episode slightly in preparation for How to Rehab Your Credit. The impact of having a pakaru credit score can lead to people feelin...
Ep . 10. Credit Scores - Fines & Credit Scores don't go together
Credit Scores It may sound simple to some of you, but many people will avoid checking their credit scores because they believe they have bad credit. A...
Ep.9 Bad debt strategies
Isn't all debt bad? No. Some debt can be useful, for example, a home loan, a car loan, a line of credit, a zero interest credit card, capital funding ...
Ep 8. Good with debt, but too many lines of debt
Disclaimer: You should seek your own independent advice before making any financial commitments including debt repayment, or taking out debt. You are ...
Ep 7. Coming Next - Debt & Credit Scores
Episode is an interlude. The next few episodes are about troubleshooting Debt (Serviceability & Bad Debt), and Credit Scores. As an analogy, Debt & Cr...
Ep 6. Kiwisaver FAQs
Kiwisaver can feel complex. Last episode you will have learned How To withdraw your Kiwisaver. And here are some more FAQs about Kiwisaver to help you...
Ep 5. Kiwisaver documents
This topic is in two parts (this is part 1). How To Use Kiwisaver starts with all the documents you require as part of your portfolio (Week 2). Once y...
Ep 3. CleanBanking - Financial Bootcamp begins
Everyone must start here - from the High Income to the Low Income aspiring Home Owners. 'Clean Banking' is like going on a diet, purging yourself of h...
Ep4. Portfolio Magic - Be prepared
Portfolios are a folder/envelope/book where you collect all of your essential documents for applying for a home loan. Same goes for business lending o...