(020) Bank Fees: Mundane Shame (w/ Atsuko Okatsuka)

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Money Ha Ha

Society & Culture


Fresh from riffing her way straight through a 7.1-magnitude earthquake that tried to interrupt her stand-up set, our guest Atsuko Okatsuka can conquer anything—including this week’s topic, bank fees! Together we break down the types of fees you’re probably getting charged, how much they’re costing you, and how they like to multiply like bunnies—especially when those unpredictable “pending” transactions start racking up the overdrafts.We start light with talk of Barbies and race cars, but end intense with a request that you sign a pact in blood. Along the way, Atsuko fantasizes about bank executives gorging themselves on Red Lobster, and Dara gets accused of surfing the dark web in search of a Red Lobster biscuit. We wouldn’t leave you without a solid action item, and you get to choose how to do it: call up your bank and “ask a few nice questions”—or deliberately keep them on the phone for several hours as a form of righteous revenge, like Yasmine would. Get ready, Customer Support!Full TranscriptLinks mentioned in this episode:Atsuko’s earthquake setNerdWallet article on average checking account feesMiami Herald op ed about overdraftsThe CFPB’s research on overdraftsNerdWallet list of the most consumer-friendly checking accountsAtsuko on TwitterAtsuko on InstagramLet’s Go Atsuko! A (woke) Japanese Game Show