In this episode, Chite and Eduek discuss over 25 ways to shop during the Christmas season without incurring any debt. They talk about fun, cheap ways to spend and have fun at Christmas   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

Two Sides of a Dime

25+ tips to stay debt free during the Christmas season

In this episode, Chite and Eduek dive into the Bible for foundational discussion on what the Bible tells us about money

Bible principles on money

In this episode Chite and Eduek discuss some of the popular myths surrounding debt one being the myths around credit card rewards/cash back programs.

Debt Myths

In this episode, Chite and Eduek discuss sinking funds and emergency funds, their purposes, differences and recommended amounts to save for each of them as well as how they use these in their personal journey

Sinking Funds vs Emergency Funds

In this episode, Chite and Eduek discuss their goals for 2020 both financial and personal.

Vision 2020

In this episode, Chite and Eduek talk about their debt progress, how much they have paid this year, a summary of their budget and how they did, the highs, the lows and lessons learnt in 2019.

2019 Year in review

In this episode, Chite and Eduek discuss the reasons why saving and investing while having debt isn't such a great idea.

Should I save/invest instead of paying off debt?

In this episode, Chite and Eduek discuss the pros and cons of getting a consolidated loan, when is it a good time to take one and when should you pass on them.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

Should I get a consolidated loan?

In this episode, Chite and Eduek compare their grocery budgets. They talk about different ways you can save on groceries and stay under budget. If you're looking for tips on  how to reduce your grocery budget, this episode is for you.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

$100 vs $30 Grocery Budget

In the last episode of season 1, Chite and Eduek discuss the importance of keeping track of every little progress made on a debt free journey and some of the many creative ways they have been tracking their progress. For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook to see our debt free charts

Keeping track to help you stay on track

In this episode, Chite and Eduek discuss some of they setbacks they have encountered during their debt free journey and how they overcame them and kept pushing. For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

Don't let setbacks set you back

In this episode, Chite and Eduek discuss some of the ways to set boundaries to help stay on track with debt payments.    For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook 

Credit Card Monsters

In this episode, Chite and Eduek discuss the importance of tithing and giving as Christians and their personal reasons why they tithe.   For questions send us an email at twosidesofadime@gmail.com Follow our journey on @twosidesofadime on Instagram , Facebook

Should you tithe while paying off debt?

On Two Sides of a Dime, hosts Chite and Eduek share their journey on how they got into over 65K of debt and the steps they are taking to pay off 100% of this debt. They share their different perspectives on how they handle money and all the highs and lows of their debt free journey. They also share how God has been key in helping through this journey.