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If you're in search of financial independence, the first place you must start is by working on a budget for you and your family. Keeping track of spending - so you can understand your habits and spend more wisely - is an important reason for creating a budget. Budgets help you better understand what you earn, understand where you spend it (you spend more on takeout than you realize), and helps you separate the essential expenses from the non-essential.Ford Financial Group on FacebookFord Financial Group on YouTubeQuestions?Find us at FordFG.comEmail us at info@fordfg.comMusic:Cold Funk - Funkorama by Kevin MacLeod is licensed under a Creative Commons Attribution license. Source. Tracking ID: 1-05185301