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This episode on Debt Therapy, we welcome Mike Cardoza with The Cardoza Law Corporation in San Francisco. He is an amazing credit report and rights attorney that has worked both sides of the coin. He specializes in those that have suffered from identity theft, incorrect credit reporting and debt collecting harassments. Listen to this episode to learn about disputing your credit accounts and what your rights are when debt collectors reach out! You won't want to miss this education--after all, we all have debt, but just never talk about it!