Education
Emilié Bellet is the author of You’re Not Broke, You’re Pre-Rich, a practical guide for streamlining your finances, and the founder and CEO of Vestpod, the digital platform and community that empowers women financially through education, workshops and events. While working for the investment bank Lehman Brothers, she became acutely aware of the financial literacy gap, especially for women. Vestpod and her You’re Not Broke, You’re Pre-Rich aim to change this.https://www.vestpod.com/https://twitter.com/emilieldnhttps://twitter.com/VestPodhttps://www.instagram.com/vestpod/Host: Charlotte LorimerMusic: Milly AshbridgeArtwork: Amber HaasDefinitionsISA: Individual savings account, a scheme allowing individuals to hold cash, shares, and unit trusts free of tax on dividends, interest, and capital gains.Stock: The capital raised by a company or corporation through the issue and subscription of shares.Share: One of the equal parts into which a company's capital is divided, entitling the holder to a proportion of the profits.Dividend: A sum of money paid regularly (typically annually) by a company to its shareholders out of its profits (or reserves).Bond: A certificate issued by a government or a public company promising to repay borrowed money at a fixed rate of interest at a specified time.Coupon: A detachable portion of a bond which is given up in return for a payment of interest.Fund: A supply of capital belonging to numerous investors that provides a broader selection of opportunities, greater management expertise and lower investment fees than investors might be able to obtain on their own.Portfolio: A range of investments held by a person or organisation.APR: Annual or annualised percentage rate (used typically of interest on loans or credit).Compound interest: The addition of interest to the principal sum of a loan or deposit, or in other words, interest on interest.Impact investing: Investments made into companies, organisations, and funds with the intention to generate a measurable, beneficial social or environmental impact alongside a financial return.Net worth: Everything you own minus everything you owe.SIPP: A self-invested personal pension, a pension plan that enables the holder to choose and manage the investments made.BooksYou’re Not Broke, You’re Pre-Rich: How to streamline your finances, stay in control of your bank balance and have more GBP, Emilié Bellethttps://www.hive.co.uk/Product/Emilie-Bellet/Youre-Not-Broke-Youre-Pre-Rich--How-to-streamline-your-fi/23569589Work Like a Woman: A Manifesto For Change Paperback, Mary Portashttps://www.hive.co.uk/Product/Mary-Author-Portas/Work-Like-a-Woman--A-Manifesto-For-Change/23641476Money: A User’s Guide, Laura Whateleyhttps://www.hive.co.uk/Product/Laura-Whateley/Money-A-Users-Guide/22214660WebsitesInflation calculatorhttps://www.bankofengland.co.uk/monetary-policy/inflation/inflation-calculatorBoring Moneyhttps://www.boringmoney.co.uk/?signupfrom=https://www.google.com/AppsMoneyboxhttps://apps.apple.com/gb/app/moneybox-save-and-invest/id1049797239Wealthsimplehttps://apps.apple.com/ca/app/wealthsimple-invest-and-save/id948087968Starling Bankhttps://apps.apple.com/gb/app/starling-bank-mobile-banking/id956806430Monzohttps://apps.apple.com/gb/app/monzo-bank/id1052238659The information provided is for educational purposes only and does not constitute financial advice. The views expressed in this podcast are our own, not those of the firms we work for.