Episode 34: Is The 4% Rule Dead?

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It's All About the $Money, Honey!

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If you have ever researched or thought about retirement, you have likely run across the 4% Rule. A Rule of Thumb held as iron-clad by many, the 4% Rule states that, in retirement, you should expect to withdraw 4% of your savings in order to live on interest only and preserve principal. However, is it still valid? In this episode, we explore why the 4% Rule may be outdated, why it may be difficult to live on interest alone in, and why you might want to dip into principal in retirement.