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Douglas Cameron, Financial Planner in our Glasgow office joins us today with Anne McClean, Financial Planner in our London office. Discussing end of year tax planning such as pensions, ISAs, personal allowance, tax reliefs, to ensure you have a successful financial future.Douglas Cameron, Financial Planner in our Glasgow office joins us today with Anne McClean, Financial Planner in our London office. Discussed end of year tax planning such as pensions, ISAs, personal allowance, tax reliefs to ensure you have a successful financial future. In this episode, Anne and Douglas will talk through a client example of what end of tax year planning they should be considering, covering:Pensions contributions, tapped annual allowance, pension income, lifetime allowanceISA, junior ISA, cash ISA allowancesPersonal allowanceTax reliefs: SEED Enterprise Investment Schemes (EIS), EIS, Capital Gains Tax (CGT)Charitable giftsGift allowanceLINKS:Case study discussed in episode: https://bit.ly/3rjDGTGThe Annual Allowance - pension contributions 2020/21: https://bit.ly/2NQQAKmA guide to enterprise investment schemes PDF: https://bit.ly/3bXJLOXA guide to Venture Capital Trusts PDF: https://bit.ly/3kG5QWgFollow us on Twitter @SmithWilliamson CREDITS:Hosts: Anne McClean, Douglas Cameron GET IN TOUCH:Have any feedback? We're listening, email at: podcast@smithandwilliamson.comCheck out our podcast episode library here: https://smithandwilliamson.com/thepulse/Want to find out more about Smith & Williamson, visit: smithandwilliamson.com This episode was recorded on 08/02/2020 This S&W The Pulse podcast is of a general nature and is not a substitute for professional advice. No responsibility can be accepted for the consequences of any action taken or refrained from as a result of what is said. The views expressed are not necessarily those of the presenter or of Smith & Williamson or any of its affiliates. No reproduction of this podcast may be made in whole or in part for professional or recreational purposes. No action should be taken based on this podcast and we accept no liability if we change your views on any of the subjects mentioned.Capital at risk. The value of investments and the income from them can fall as well as rise and the investor may not receive back the original amount invested.Tax legislation is that prevailing at the time, is subject to change without notice and depends on individual circumstances. Clients should always seek appropriate tax advice before making decisions. HMRC Tax Year 2020/21.Smith & Williamson Financial Services Limited. Authorised and regulated by the Financial Conduct Authority.