In this episode TJ talks about how running up debt for the holidays is not good and ways to help avoid this temptation.

Money Talks with TJ Howe

How to Avoid the Holiday Spending Blues

Small changes, made over time, can produce significant results. Much like a high performance engine, or an entire orchestra, when even a small part is not doing what it is supposed to do, everything suffers. And the same is true of your finances. This show is dedicated to the small things that make a significant difference.

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Money Talks with TJ Howe