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Banks that offer credit cards generally reward their credit cardholders with gifts, freebies, discounts, and other deals. Reward Programmes encourage customers to use their credit cards for bill payments, shopping, dining, travel, and more. In return, customers can rack up points and redeem them later for a variety of perks and gifts. Click on this link to know more: https://cardinsider.quora.com/How-To-Earn-And-Redeem-Credit-Card-Reward-Points