How to get a Credit Card without Income Proof

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Credit Cards Talk show by Tanisha

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Credit cards are popular financial instruments which are preferred by individual users because they allow instant spending and provide access to good deals, rewards, loyalty points and more. While getting a credit card with no income is challenging it is not entirely impossible.

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With the following ways, you can get a credit card without any need for income proof:

Secured credit card:A secured credit card is a card which is backed by a payment which is used as collateral. A secured credit card is usually offered to people who do not have a credit history or have a limited credit history by still require a credit card.

Add-on card:An add-on credit card or a supplementary credit card would let you share your credit card with your family members while keeping a track on their expenses.

Joint credit card:With a joint credit card, two people are actually on the same credit card account together. Whether it’s a good idea for you depends on your financial circumstances—and theirs.

Student credit card:Irrespective of whether one is studying in India or abroad, student credit cards are specially designed to suit the needs of college students.