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From downloading a template online to outline what you intend to spend on -- getting an exact amount of the raw materials is possible if you know what type of material you're looking to invest in when building and designing your home because you can get a kitchen counter for $10,000 or $2,000 depending on the materials. Putting together a fantasy list prior to getting a quote is the best move to avoid surprise fees afterwards because you can always take items off to save money but doing it the other way around can become costly very quickly. From over a decade of work only one person Josh has worked with has gone only $700 over budget and that was a patent attorney who was having his home built -- If you think your budget is $350,000, keeping in mind contractors supply labor and some materials but they may not provide windows or tiles but often they will only include labor and installation and give you a slight credit for the materials. So when putting together a budget keep in mind materials you'll need in addition to labor and factor in overages such as last minute additions to a work order and each professional you've hired to get the project completed from Architect to Space Planner, Interior Designer etc. For More Info Visit:www.jbuildersny.com