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What are the 10 Commandments of buying a home? I’ll go over each one today in order to help you avoid making a costly mistake. Buying a D.C. Metro home? Get a full home search Selling your D.C. Metro home? Get a free Home Price EvaluationWhen buyers get a loan for a home, they often take certain things for granted and make a costly mistake. However, if you want to successfully purchase a home, you need to follow these 10 Commandments: Thou shalt not change jobs or become self-employed. Thou shalt not buy a car, van, or truck unless you plan on living in it. Thou shalt not use credit cards or let payments fall behind. Thou shalt not spend the money you have saved for your down payment. Thou shalt not buy furniture before you buy your house. You can go look for furniture but don’t buy anything yet. Do not buy furniture before you buy your house.Thou shalt not originate any new credit inquiries on your credit report. Thou shalt not make any large deposits or withdrawals in your bank account. You might not think it makes a difference if you make a big $10,000 cash deposit, but your lender will want to know exactly where it came from and you’ll need a paper trail. Thou shalt not change banks. Thou shalt not co-sign for anyone. They will check your credit right before you go to settlement. Thou shalt not purchase anything until way after closing. These may sound a little silly to you, but every last one of them is the gospel truth. If you have any other questions about the home buying process or real estate in general, give me a call or send me an email. I would be happy to help you!