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Applying for your first credit card can be a daunting task. After all, there are hundreds of credit cards available in the market and numerous terrifying stories about misusing them. However, credit cards are powerful financial tools that not only help you to build a strong credit history but if used rationally they can benefit you in numerous ways.
If you are taking the initial step toward applying for your first credit card, here are a few important things to remember.
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1. Types of Credit Card.
2. Your Income.
3. Start with Low Credit Limit.
4. Important Credit Card Terms and Conditions.
5. How does Interest Apply?