Business
What does a financial plan do? A financial plan will take everything we know about you today and guide us all the way through your retirement. But it isn’t a “plug n’ play” template because of life events: marriage, divorce, birth, death, college. All of those things impact finances and a financial plan, together with the help of financial advisors, can make sure all those changing puzzle pieces can fit together to ensure your financial freedom. Want to retire at 63? You might be able to retire at 60 if you’re willing to spend less a month after you retire. Or maybe you’re better off waiting until 70 because of social security. Want to travel the world? You might be better off traveling now than waiting, or maybe there are priorities that need to be taken care of first before you hop on a plane. Financial plans serve as a decision-making tool. They make big decisions easier and adapt as life changes. If you’d like to create a financial plan, free of charge, please contact me at mike.wegener@raymondjames.com.