Looking to take your financial knowledge to the next level? Whether you are looking to save taxes or improve your business, Ask Ralph will bring you new information designed to make the complex simple and give you real-world advice.
A recent study taken by American workers found that only 11% of the respondents were able to complete all of their given tasks within the workday. A s...
The American tax system operates on a "pay as you go" basis, meaning, the IRS wants taxes paid as you earn your income, not after. For employees, this...
When filing a joint federal tax return, the law holds you and your spouse jointly responsible for the entire tax liability. What this means is that th...
Ever wonder how you and your household compares with spending to the average American? We all know what the biggest expenses, i.e. housing, groceries,...
As Tax Day inches closer and closer, it can be tempting to rush through your tax returns while preparing, but we urge you, that could be a bad idea. R...
Are your personal finances a highly-organized, well-oiled machine? Or is there a lot of room for improvement? The answer to that question is more impo...
More than 50% of taxpayers hire a professional to prepare their taxes. With that being said, hiring a profession doe not absolve you of your legal res...
You are required to file a federal income tax return if your income is above a certain level. That level varies quite a bit, depending on your filing ...
Home ownership is a lifelong dream for millions, and one that comes with its own unique set of pleasures and challenges. But for all the true benefits...
You have started a business and you aren't making a profit. You've heard that the IRS won't accept business deductions if it considered your business ...