Exclusive cashback incentives on online purchases are provided by HSBC Cashback Credit Card and Axis Bank Ace Credit Card, in addition to a number of additional advantages. Both credit cards are starter cards that provide savings and rewards from popular online retailers in India like Myntra, Zomato, Swiggy, Ola, etc. Both cards are equally useful if you're a beginner seeking for an entry-level credit card that provides the most cashback advantages at a low annual fee. The fact that these cards have no upper restriction on the highest cashback feature sets them apart from other credit cards on the market. For more information refer to: <a href="https://cardinsider.com/blog/hsbc-cashback-credit-card-vs-axis-bank-ace-credit-card/" target="_blank" style="background-color: transparent; color: rgb(17, 85, 204);">https://cardinsider.com/blog/hsbc-cashback-credit-card-vs-axis-bank-ace-credit-card/</a>

Exclusive cashback incentives on online purchases are provided by HSBC Cashback Credit Card and Axis Bank Ace Credit Card, in addition to a number of additional advantages. Both credit cards are starter cards that provide savings and rewards from popular online retailers in India like Myntra, Zomato, Swiggy, Ola, etc.Both cards are equally useful if you're a beginner seeking for an entry-level credit card that provides the most cashback advantages at a low annual fee. The fact that these cards have no upper restriction on the highest cashback feature sets them apart from other credit cards on the market. For more information refer to: https://cardinsider.com/blog/hsbc-cashback-credit-card-vs-axis-bank-ace-credit-card/

Deepshikha Credit Card Podcast Show

HSBC Cashback Credit Card Vs Axis Bank Ace Credit Card

You can receive savings on all everyday purchases made using the My Zone credit card from Axis Bank. Additionally, it provides free airport lounge access, rebates on cinema ticket purchases, and fuel surcharge exemptions. The credit card has a registration fee of Rs. 500, which is waived if you spend more than Rs. 5,000 in the first 45 days, and an annual interest rate of 46.78%. From the second year on, there is also an additional annual cost of Rs. 500. For more details visit this link: <a href="https://cardinsider.com/axis-bank/axis-bank-my-zone-credit-card/" target="_blank">https://cardinsider.com/axis-bank/axis-bank-my-zone-credit-card/</a>

You can receive savings on all everyday purchases made using the My Zone credit card from Axis Bank. Additionally, it provides free airport lounge access, rebates on cinema ticket purchases, and fuel surcharge exemptions. The credit card has a registration fee of Rs. 500, which is waived if you spend more than Rs. 5,000 in the first 45 days, and an annual interest rate of 46.78%. From the second year on, there is also an additional annual cost of Rs. 500. For more details visit this link: https://cardinsider.com/axis-bank/axis-bank-my-zone-credit-card/

Axis Bank MY ZONE Credit Card

It can be difficult to apply for a credit card for online shopping. After all, there are countless terrible stories of people abusing the credit cards that are offered on the market and there are hundreds of them. Credit cards, on the other hand, are effective money management instruments that, when used wisely, can aid you in a variety of ways in addition to helping you establish a solid credit history. If you're starting the process of getting your shopping credit card. For more details visit this link: <a href="https://cardinsider.com/blog/things-you-should-know-before-getting-a-shopping-credit-card/" target="_blank">https://cardinsider.com/blog/things-you-should-know-before-getting-a-shopping-credit-card/</a>

It can be difficult to apply for a credit card for online shopping. After all, there are countless terrible stories of people abusing the credit cards that are offered on the market and there are hundreds of them. Credit cards, on the other hand, are effective money management instruments that, when used wisely, can aid you in a variety of ways in addition to helping you establish a solid credit history. If you're starting the process of getting your shopping credit card. For more details visit this link: https://cardinsider.com/blog/things-you-should-know-before-getting-a-shopping-credit-card/

Things You Should Know Before Getting a Shopping Credit Card

If you're trying to balance a half-dozen bills, each with a different due date, and you haven't yet set up autopay, it can be simple to forget to pay your credit card. Unfortunately, there can be significant financial repercussions from skipping a credit card payment.A late payment's consequences are determined by its lateness and your credit card's rules. You run the danger of losing money from late payments, paying penalty interest Consequences of delaying Credit Card PaymentsYou are assessed a large late fee.Customers are assessed a late fee by the credit card company when they don't pay their payments by the deadline. The subsequent credit card bill will include this late fee. The number of days you delayed the payment, your previous history of Limit reduction on your credit cardYour bank may lower the credit limit on your card if you frequently forget or postpone making your credit card payments. This limits your ability to spend money.A higher interest rate will apply to any unpaid credit card balance.The interest rates on your unpaid debts rise if you don't pay your credit card bill by the due date or earlier. All transactions you make with the card as well as cash withdrawals made after the due date are subject to the higher interest rate. For more information refer to: <a href="https://cardinsider.com/blog/what-happens-if-a-credit-card-payment-is-missed/" target="_blank">https://cardinsider.com/blog/what-happens-if-a-credit-card-payment-is-missed/</a>

If you're trying to balance a half-dozen bills, each with a different due date, and you haven't yet set up autopay, it can be simple to forget to pay your credit card. Unfortunately, there can be significant financial repercussions from skipping a credit card payment.A late payment's consequences are determined by its lateness and your credit card's rules. You run the danger of losing money from late payments, paying penalty interestConsequences of delaying Credit Card PaymentsYou are assessed a large late fee.Customers are assessed a late fee by the credit card company when they don't pay their payments by the deadline. The subsequent credit card bill will include this late fee. The number of days you delayed the payment, your previous history of Limit reduction on your credit cardYour bank may lower the credit limit on your card if you frequently forget or postpone making your credit card payments. This limits your ability to spend money.A higher interest rate will apply to any unpaid credit card balance.The interest rates on your unpaid debts rise if you don't pay your credit card bill by the due date or earlier. All transactions you make with the card as well as cash withdrawals made after the due date are subject to the higher interest rate.For more information refer to: https://cardinsider.com/blog/what-happens-if-a-credit-card-payment-is-missed/

What Happens If a Credit Card Payment is Missed?

One of the most popular and economical methods to handle debt when it comes to past-due credit card bills is a balance transfer. With this, you move your outstanding credit card amounts to another card account to pay them off. Many customers want to know whether a balance transfer can help or hinder their credit score.&nbsp;You can achieve your pay down objectives by using balance transfers as a solid strategy. You can use it to make low-interest monthly payments to pay off your obligations more quickly. By paying off several balances or making multiple payments, each with its own due date, you can consolidate payments and pay off your debt with just one monthly payment by using a balance transfer.&nbsp; For more information refer to: <a href="https://cardinsider.com/blog/how-does-balance-transfer-affect-my-credit-score/" target="_blank">How does Balance Transfer Affect My Credit Score</a>

One of the most popular and economical methods to handle debt when it comes to past-due credit card bills is a balance transfer. With this, you move your outstanding credit card amounts to another card account to pay them off. Many customers want to know whether a balance transfer can help or hinder their credit score.&nbsp;You can achieve your pay down objectives by using balance transfers as a solid strategy. You can use it to make low-interest monthly payments to pay off your obligations more quickly. By paying off several balances or making multiple payments, each with its own due date, you can consolidate payments and pay off your debt with just one monthly payment by using a balance transfer.&nbsp;For more information refer to: How does Balance Transfer Affect My Credit Score

How does Balance Transfer Affect My Credit Score

Hi, I am Deepshikha a Podcast Creater. I am here to help my audience gain knowledge of Credit cards through my Podcast show.