Many of us use credit cards irresponsibly and end up in debt. However, contrary to popular belief, if you can use the plastic responsibly, you're actually much better off paying with a credit card than with a debit card and keeping cash transactions to a minimum.For more information refer to: <a href="https://karannegii.wordpress.com/2022/10/11/why-credit-cards-are-known-as-the-best-financial-tools/" target="_blank">https://karannegii.wordpress.com/2022/10/11/why-credit-cards-are-known-as-the-best-financial-tools/</a> Following we have given some of the reasons why credit cards are considered as best Financial Tools: Cash BackWhen you make purchases on cash back credit cards, you earn a small amount of money back, which can then go against your bill, reducing how much you owe.The value of cash rewards ranges depending on the card and typically can be anywhere from 1% to 6% of your purchase total.  Rewards PointsCredit cards are set up to allow cardholders to earn one or more points per dollar in spending. Many reward credit cards provide bonus points for certain categories of spending like restaurants, groceries or gasoline. They Protect Against FraudOne of credit cards’ biggest advantages over debit cards is the level of fraud protection they offer.Say your credit card is stolen or someone finds your card information online. Even if the thief starts making purchases on your card right away, you won’t lose much money since charges to credit cards aren’t withdrawn immediately.

Many of us use credit cards irresponsibly and end up in debt. However, contrary to popular belief, if you can use the plastic responsibly, you're actually much better off paying with a credit card than with a debit card and keeping cash transactions to a minimum.For more information refer to: https://karannegii.wordpress.com/2022/10/11/why-credit-cards-are-known-as-the-best-financial-tools/Following we have given some of the reasons why credit cards are considered as best Financial Tools:Cash BackWhen you make purchases on cash back credit cards, you earn a small amount of money back, which can then go against your bill, reducing how much you owe.The value of cash rewards ranges depending on the card and typically can be anywhere from 1% to 6% of your purchase total. Rewards PointsCredit cards are set up to allow cardholders to earn one or more points per dollar in spending. Many reward credit cards provide bonus points for certain categories of spending like restaurants, groceries or gasoline.They Protect Against FraudOne of credit cards’ biggest advantages over debit cards is the level of fraud protection they offer.Say your credit card is stolen or someone finds your card information online. Even if the thief starts making purchases on your card right away, you won’t lose much money since charges to credit cards aren’t withdrawn immediately.

Simran Credit Guide Podcast Show

Episode 1

Hi, I am Simran a credit card podcaster. Through my podcast I strive to provide information that will help my audience to make right decision regarding credit card