 The importance of having a plan in place. Do you both know how to take care of the bills, know passwords and usernames for financial accounts? Do you know how much income will be available when one spouse passed? 

Your Retirement Podcast

The Loss Of A Spouse

 Everyone can benefit from having an estate plan, regardless of your age. Direct how your property will be distributed. Why it's important to have a written estate plan. 

Estate Planning-Get It In Writing

 Investment products are not strategies A Misconception about using a single tool What are the tools you can use today? 

The Tool Or The Strategy

If you’ve saved for your retirement in tax-deferred retirement accounts like IRAs and 401ks, you’ll have to take Required Minimum Distributions. But have you heard of QCD’s? If you give to charities or your church and you’d like to save money on taxes, this strategy is for you!

RMDs and QCDs

Are you, or is someone you know, worried about becoming a “bag lady?”  It’s a fear that’s more common than you might think! Today we’ll talk about some of those fears, and how you can overcome them!

Bag Lady Syndrome

What will you do with your 8,000 days...in retirement? Haven’t thought about it quite like that? Well, let’s take a different look at your retirement future. Will it be fun, exciting, and fulfilling in ways that you define? Find how you can invent, imagine and plan the retirement phase of your life, because it’s about more than money, it’s about your life in retirement!

What Will You Do In Retirement

Planning for your retirement years is crucial. If you don’t plan, you’re leaving your money and your future up to chance. When you’re getting ready to retire living on a hope, a dream and a ‘what-if’  just isn’t good enough.

Planning For Your Financial Independence

What should you do with your 401(k) when you leave your job? Abandon it and leave it there? Roll it into an IRA? Move it to a new employer’s plan? Cash it out and spend it… It’s a big decision that could affect the rest of your life!

What To Do With Your 401k

Up 300 one day, down 500 the next… open high and close low…   So why do the stock markets continue to mimic a roller coaster?  And, just how much does the President and his administration impact the markets?  What does history reveal for how well the markets have fared under either party? And, what could this mean for your retirement savings decisions?

Roller Coaster Markets

They certainly can be - in fact, you might want to consider them right away! We’ll talk about some of the ins and outs of Roth conversions, as well as some of the benefits you’ll see down the road. This could be a crucial year to do them!

Are Roth conversions still a good idea?

Hope Is Not A Plan There may be a number of great strategies to use when it comes to retirement planning, but hope is not one of them! We’ll talk about why and how to build your retirement plan on a solid foundation.

Hope Is Not A Plan

Pension Payout or Lumpsum If you’re lucky enough to have a pension, does it make sense to take the monthly payment or that attractive lump sum distribution? The quick answer is: IT DEPENDS! So, what should you consider when making this big decision?

Pension Payout or Lumpsum

Finding The Right Advisor   When it comes to your money and your retirement, you need the right advisor.    We’ll share some key mistakes to avoid in your search for the right advisor to guide you to and through your retirement years! 

Finding The Right Advisor

You’ve worked hard and saved well throughout your working years, and you’re just about to retire… But now those pesky pre-retirement jitters set in! Should you go, or should you stay? Will you have enough income? What about taxes? What can you do today to help you retire worry-free?

Retire Worry Free

Hear Linda Gardner discuss important retirement topics.